#reducemystress

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When the need to Self-Isolate arises - A Naturopathic Approach - A New Website BLOG (www.brisbanelivewellclinic.com.au)
For some of us the need to Self-Isolate may currently be or become necessary in the coming weeks due to the rapidly evolving consequences of the COVID-19 virus. It makes sense to be prepared and accepting of this fact, understand the importance of why and ultimately look for the silver lining and utilise the 14 day timeframe in a way that serves you best.

#immune #immunesystem #influenza #virus #coldsandflus #COVID-19 #functionalmedicine #fluseason #fluimmunity #naturalremedies #buildyourimmunity #self-isolate #self-Isolation #quarantine #2weeksathome #stayathome #improveimmunity #reducemystress #happyathome
When the need to Self-Isolate arises - A Naturopathic Approach - A New Website BLOG (www.brisbanelivewellclinic.com.au) For some of us the need to Self-Isolate may currently be or become necessary in the coming weeks due to the rapidly evolving consequences of the COVID-19 virus. It makes sense to be prepared and accepting of this fact, understand the importance of why and ultimately look for the silver lining and utilise the 14 day timeframe in a way that serves you best. #immune #immunesystem #influenza #virus #coldsandflus #COVID-19 #functionalmedicine #fluseason #fluimmunity #naturalremedies #buildyourimmunity #self-isolate #self-Isolation #quarantine #2weeksathome #stayathome #improveimmunity #reducemystress #happyathome
During this challenging time are you looking for a way to reduce stress? Tai Chi is perfect for this. The breathing, movement, and mental concentration required of individuals who practice Tai Chi are meditation in their own form. The mind-body connection is also important. Breathing combined with body movement and hand-eye coordination promotes calmness. Give this post a like Tai Chi has benefited you in this way! .
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#taichi #taichimaster #taichi_beauty #taichisword #taichiqigong #tacichipanda #reducestress #reducestressnaturally #reducestressandanxiety #resducestresslevels #reducemystress#covid_19
During this challenging time are you looking for a way to reduce stress? Tai Chi is perfect for this. The breathing, movement, and mental concentration required of individuals who practice Tai Chi are meditation in their own form. The mind-body connection is also important. Breathing combined with body movement and hand-eye coordination promotes calmness. Give this post a like Tai Chi has benefited you in this way! . . . . . #taichi #taichimaster #taichi_beauty #taichisword #taichiqigong #tacichipanda #reducestress #reducestressnaturally #reducestressandanxiety #resducestresslevels #reducemystress#covid_19
Stay Home Day2 : Activity Therapy of the day 🥴 ว๊างงง ว่าง #ReduceMyStress 💕
Stay Home Day2 : Activity Therapy of the day 🥴 ว๊างงง ว่าง #ReduceMyStress 💕
Too much bad news causes stress but flowers  are proven to reduce stress.  Take a walk through our warm, colorful,  and fragrant greenhouse to reduce your stress level.
Too much bad news causes stress but flowers are proven to reduce stress. Take a walk through our warm, colorful, and fragrant greenhouse to reduce your stress level.
🌻Join us Sunday, March 15th from 6:30-8:30 for a Yoga and Meditation for Anxiety workshop!🌻
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Both yoga and meditation are powerful tools that can be used to  help gain control over anxiety. Sisters, Ariana (Yoga Teacher) and Lilia (Meditation Teacher) are living proof that through a regular and consistent mindfulness practice you can minimize and find complete relief from moderate to severe anxiety and its accompanying attacks. Join us for a 2-hour workshop to learn everyday practices that work, practical tools to help prevent anxiety, and how to remain calm when thoughts begin to spiral for $35.
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This workshop includes:
🌻An open and honest conversation about anxiety and its impact on daily life;
🌻An introduction to meditation and a demonstration of mindful exercises that can be practiced at home;
🌻A yoga practice that will include breath work, moving meditation, yin yoga, deep stretching, and restorative postures designed to calm the Nervous System and restore balance;
🌻A closing love and kindness meditation.
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Please note: This information is generalized for workshop format and not a substitute for medical treatment.
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Registration link can be found in bio and at clarksburgyoga.com/events 👆
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#Repost @lilia_gestson with @get_repost
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✨Yoga and Meditation for Anxiety Workshop✨

I am so excited to be co-leading a Yoga and Meditation for Anxiety Workshop with @arianakamprad at @clarksburgyoga on March 15.
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Both yoga and meditation are powerful tools that can be used to help gain control over anxiety.If you are in the DMV area I invite you to come join @arianakamprad and I for a 2-hour workshop to learn everyday practices that work, practical tools to help prevent anxiety, and how to remain calm when thoughts begin to spiral.
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Mar 15, 6:30 PM – 8:30 PM
- ✨Head over to the link in my bio to learn more and register (after clicking the link swipe left)!!!
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Comment a 🙌 below if you will be joining us!!!
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#anxiety #anxietyworkshop #liveevent #workshop #yogaandmeditation #meditation #selfheal #healingpractices #stress #reducemystress #flow #clarksburgyoga #yogastudio #yogameditation #yoga #meditation #powerful #join #collaboration #sisters
🌻Join us Sunday, March 15th from 6:30-8:30 for a Yoga and Meditation for Anxiety workshop!🌻 . . . Both yoga and meditation are powerful tools that can be used to help gain control over anxiety. Sisters, Ariana (Yoga Teacher) and Lilia (Meditation Teacher) are living proof that through a regular and consistent mindfulness practice you can minimize and find complete relief from moderate to severe anxiety and its accompanying attacks. Join us for a 2-hour workshop to learn everyday practices that work, practical tools to help prevent anxiety, and how to remain calm when thoughts begin to spiral for $35. . This workshop includes: 🌻An open and honest conversation about anxiety and its impact on daily life; 🌻An introduction to meditation and a demonstration of mindful exercises that can be practiced at home; 🌻A yoga practice that will include breath work, moving meditation, yin yoga, deep stretching, and restorative postures designed to calm the Nervous System and restore balance; 🌻A closing love and kindness meditation. . Please note: This information is generalized for workshop format and not a substitute for medical treatment. . Registration link can be found in bio and at clarksburgyoga.com/events 👆 . . . #Repost @lilia_gestson with @get_repost ・・・ ✨Yoga and Meditation for Anxiety Workshop✨ I am so excited to be co-leading a Yoga and Meditation for Anxiety Workshop with @arianakamprad at @clarksburgyoga on March 15. - Both yoga and meditation are powerful tools that can be used to help gain control over anxiety.If you are in the DMV area I invite you to come join @arianakamprad and I for a 2-hour workshop to learn everyday practices that work, practical tools to help prevent anxiety, and how to remain calm when thoughts begin to spiral. - Mar 15, 6:30 PM – 8:30 PM - ✨Head over to the link in my bio to learn more and register (after clicking the link swipe left)!!! - Comment a 🙌 below if you will be joining us!!! - #anxiety #anxietyworkshop #liveevent #workshop #yogaandmeditation #meditation #selfheal #healingpractices #stress #reducemystress #flow #clarksburgyoga #yogastudio #yogameditation #yoga #meditation #powerful #join #collaboration #sisters
🦊 Corgi in the garden 🦊 #ReduceMystress #DogCafe #DogLover 🌱
🦊 Corgi in the garden 🦊 #ReduceMystress #DogCafe #DogLover 🌱
✨Yoga and Meditation for Anxiety Workshop✨

I am so excited to be co-leading a Yoga and Meditation for Anxiety Workshop with @arianakamprad at @clarksburgyoga on March 15.
-

Both yoga and meditation are powerful tools that can be used to help gain control over anxiety.If you are in the DMV area I invite you to come join @arianakamprad and I for a 2-hour workshop to learn everyday practices that work, practical tools to help prevent anxiety, and how to remain calm when thoughts begin to spiral.
-

Mar 15, 6:30 PM – 8:30 PM
- ✨Head over to the link in my bio to learn more and register (after clicking the link swipe left)!!!
-

Comment a 🙌 below if you will be joining us!!!
-

#anxiety #anxietyworkshop #liveevent #workshop #yogaandmeditation #meditation #selfheal #healingpractices #stress #reducemystress #flow #clarksburgyoga #yogastudio #yogameditation #yoga #meditation #powerful #join #collaboration #sisters
✨Yoga and Meditation for Anxiety Workshop✨ I am so excited to be co-leading a Yoga and Meditation for Anxiety Workshop with @arianakamprad at @clarksburgyoga on March 15. - Both yoga and meditation are powerful tools that can be used to help gain control over anxiety.If you are in the DMV area I invite you to come join @arianakamprad and I for a 2-hour workshop to learn everyday practices that work, practical tools to help prevent anxiety, and how to remain calm when thoughts begin to spiral. - Mar 15, 6:30 PM – 8:30 PM - ✨Head over to the link in my bio to learn more and register (after clicking the link swipe left)!!! - Comment a 🙌 below if you will be joining us!!! - #anxiety #anxietyworkshop #liveevent #workshop #yogaandmeditation #meditation #selfheal #healingpractices #stress #reducemystress #flow #clarksburgyoga #yogastudio #yogameditation #yoga #meditation #powerful #join #collaboration #sisters
(This was a reminder to me 1st) And this is no disrespect to her King in actuality it’s why he chose her to be his Queen 👑 Adjust that crown and get in position!!! •••Better together • 1 can chase a thousand two can send them 10,000 running • You better study your history.... historically Queens kick ass• 😝 #queens In Jesus Name• Amen..... #blessmyhustle #doublemyincome #reducemystress #prayer  #motivation #king #partnerships #women #power #life #strong 
#pray #warrior #mom #businesswoman #annointedtowin #goodmorning #motivation #february #rememberwhoyouare #business #bosschics #getright #florida #kissimmee #thismomma #handlebusiness #runtheworld 
@fitandfinefitness @fitandfinefitnessveganmeals @cvd.photography @hairisartistrytoo

And yea yea I know I said “ass” and “Jesus” in the same post just pray for me and chuck it up to the Peter in me 😂 #jesuslovesmethisiknow
(This was a reminder to me 1st) And this is no disrespect to her King in actuality it’s why he chose her to be his Queen 👑 Adjust that crown and get in position!!! •••Better together • 1 can chase a thousand two can send them 10,000 running • You better study your history.... historically Queens kick ass• 😝 #queens In Jesus Name• Amen..... #blessmyhustle #doublemyincome #reducemystress #prayer #motivation #king #partnerships #women #power #life #strong #pray #warrior #mom #businesswoman #annointedtowin #goodmorning #motivation #february #rememberwhoyouare #business #bosschics #getright #florida #kissimmee #thismomma #handlebusiness #runtheworld @fitandfinefitness @fitandfinefitnessveganmeals @cvd.photography @hairisartistrytoo And yea yea I know I said “ass” and “Jesus” in the same post just pray for me and chuck it up to the Peter in me 😂 #jesuslovesmethisiknow
In Jesus Name• Amen..... #blessmyhustle #doublemyincome #reducemystress #prayer
Often I can get so caught up in what I’m doing, moving from one thing to the next, feeling stressed or anxious, that I don’t even relaxing I’m holding my breath or just chest (apical) breathing - double tap if you can relate😬.
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Apical breathing is when you breathe mostly into your chest (chest lifts up) and abdomen sucks in on an inhale, BUT on an inhale the majority of the breathe *should* expand your lower ribs + abdominopelvic region. Breathing can have a large impact on our bodies (including our pelvic floor health – more on that soon!).
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A quick exercise that you can do anywhere and is beneficial for relaxing the nervous system, decreasing anxiety, and releasing tension: .
-Sit in a comfortable position with back straight and shoulders relaxed. Eyes closed or gently gaze low at a focus point.
-Place one hand on your stomach, the other on your chest.
-Take 3️⃣ breaths here, just noticing your breath.
-Feel your natural breath and movement of your belly connected with it.
-As you inhale, feel the air inflate the belly, then the center of the lungs, feeling your ribcage expand, and finally, your chest, feeling the chest lift slightly.
-Allow a natural pause while your lungs are completely full.
-As you slowly exhale, feel the air leave the chest allowing the chest to lower slightly, the center of the lungs as the ribcage gets slightly smaller, and finally, the belly drawing in toward the spine.
-Allow a natural pause while your lungs are completely empty.
-Place the tip of your tongue against the ridge of tissue just behind your upper front teeth (this will sound like the yogic breathing).
-Take 5️⃣ breaths here, tuning in to the movements of the inhale and the exhale.
-Adding in a count of breath, exhale completely through your mouth.
-Close your mouth and INHALE through your NOSE to a count of 4️⃣.
-HOLD your breath for a count of 7️⃣.
-EXHALE completely through your MOUTH for a count of 8️⃣.
-This is 1️⃣ breath.
-Now inhale again and repeat the cycle 3️⃣ more times for a total of 4️⃣ breaths.
-When you are done with your four breaths, return to your normal breath. Stay here for as long as you need.
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Often I can get so caught up in what I’m doing, moving from one thing to the next, feeling stressed or anxious, that I don’t even relaxing I’m holding my breath or just chest (apical) breathing - double tap if you can relate😬. . Apical breathing is when you breathe mostly into your chest (chest lifts up) and abdomen sucks in on an inhale, BUT on an inhale the majority of the breathe *should* expand your lower ribs + abdominopelvic region. Breathing can have a large impact on our bodies (including our pelvic floor health – more on that soon!). ———— A quick exercise that you can do anywhere and is beneficial for relaxing the nervous system, decreasing anxiety, and releasing tension: . -Sit in a comfortable position with back straight and shoulders relaxed. Eyes closed or gently gaze low at a focus point. -Place one hand on your stomach, the other on your chest. -Take 3️⃣ breaths here, just noticing your breath. -Feel your natural breath and movement of your belly connected with it. -As you inhale, feel the air inflate the belly, then the center of the lungs, feeling your ribcage expand, and finally, your chest, feeling the chest lift slightly. -Allow a natural pause while your lungs are completely full. -As you slowly exhale, feel the air leave the chest allowing the chest to lower slightly, the center of the lungs as the ribcage gets slightly smaller, and finally, the belly drawing in toward the spine. -Allow a natural pause while your lungs are completely empty. -Place the tip of your tongue against the ridge of tissue just behind your upper front teeth (this will sound like the yogic breathing). -Take 5️⃣ breaths here, tuning in to the movements of the inhale and the exhale. -Adding in a count of breath, exhale completely through your mouth. -Close your mouth and INHALE through your NOSE to a count of 4️⃣. -HOLD your breath for a count of 7️⃣. -EXHALE completely through your MOUTH for a count of 8️⃣. -This is 1️⃣ breath. -Now inhale again and repeat the cycle 3️⃣ more times for a total of 4️⃣ breaths. -When you are done with your four breaths, return to your normal breath. Stay here for as long as you need. —————
I love that spring is already sitting in the dining area.

#earlyspring #daffodils #fromthegarden #beauty #reducemystress #mothernature #burnout #flowersonthetable
I love that spring is already sitting in the dining area. #earlyspring #daffodils #fromthegarden #beauty #reducemystress #mothernature #burnout #flowersonthetable
My sweet angel babe gave me this #powerfuloilblend to help #reducemystress stomach pain and #createaprotectionbarrier from bad energy.

#SageEssentialOil is reputed to ease the muscular and joint pain, address bacterial infections and spasms, #eliminatetoxins promote #relieffordigestivecomplaints and #calmskinconditions such as dermatitis and Athlete's Foot. 
#Sweetgrass has proven to be a sacred, #powerfulplant believed by many to #dispelnegativeenergy #elicitemotionalstrength and #engageourmindsandsenses

Inhaling the #scentofcedarwood can decrease the #effectsofanxiety Harness #AntimicrobialProperties Cedarwood oil can serve as an #allnaturalantiseptic and Improve Skin Conditions. #craftyeclectic #backoffevil
My sweet angel babe gave me this #powerfuloilblend to help #reducemystress stomach pain and #createaprotectionbarrier from bad energy. #SageEssentialOil is reputed to ease the muscular and joint pain, address bacterial infections and spasms, #eliminatetoxins promote #relieffordigestivecomplaints and #calmskinconditions such as dermatitis and Athlete's Foot. #Sweetgrass has proven to be a sacred, #powerfulplant believed by many to #dispelnegativeenergy #elicitemotionalstrength and #engageourmindsandsenses Inhaling the #scentofcedarwood can decrease the #effectsofanxiety Harness #AntimicrobialProperties Cedarwood oil can serve as an #allnaturalantiseptic and Improve Skin Conditions. #craftyeclectic #backoffevil
My Prayer 🙏 Before I lay down to sleep 💤.....Dear Lord double and repeat😉!!!!! Good Night...... #doublemyincome #reducemystress #blessmyhustle
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April Baker
Mims Realty Group
april@mimsrealtygroup.com
📲443-806-3805
🏢410-925-9554 
____________________________________________________#realtoronamission #baltimorerealestateagent #realtorlife #marylandrealestate #aprilbakertherealtor #baltimorerealestate #fixerupperfanatic #hometownhgtv #hgtvflippingvirgins #hgtv #closingday  #aprilbakertherealtor #Mimsrealtygroup #firstimehomebuyer #homesforrent #baltimorerealestate #baltimoreinvestors #baltimorehomes #dmvmortgage #marylandrealtors
Now you can book your own appointments online at this link (or still contact me direct!): https://app.acuityscheduling.com/schedule.php?owner=18456241

Looking forward to working with you soon, with wonderful EFT Tapping! 
#findingfreedom
#reducemystress
#naturaltherapies #naturalcalming
#momstruggles #classywomen
#TappingIntoSerenity
#success #peace #joy
Now you can book your own appointments online at this link (or still contact me direct!): https://app.acuityscheduling.com/schedule.php?owner=18456241 Looking forward to working with you soon, with wonderful EFT Tapping! #findingfreedom #reducemystress #naturaltherapies #naturalcalming #momstruggles #classywomen #TappingIntoSerenity #success #peace #joy
OH LORD!
#BLESSmyHUSTLE 
#DOUBLEmyINCOME 
#REDUCEmySTRESS 
#AMEN 🖤
Too much going on in your mind to cope?
Would you like to calm your inner voice, reduce the ‘surround sound’? It is very difficult for some people to understand how stress, depression, sadness, anxiety and insomnia (to name just a few) impact on your ability to focus on even the smallest of tasks. I understand how, at times, that tiny extra piece of information, or comment, or demand can be the final straw to break your spirit. Then all looks bleak and you ‘know’ there is no way for you out of the dark place you find yourself. 
Not true!! It takes just that small step to get a help (and we all need help at some point) to find the inner strength, self belief, self worth and understanding to succeed. @karenavery_cbt_hypno can help you achieve the peace and balance you deserve. Through hypnotherapy you will be taught the skills to improve your life, to enjoy your life, to feel free, balanced and at peace. Achieve your goals and contact me now. #helpmenow #reducemystress #findbalance #quietmymind #hypnosisforchange #anxietyrelief #insomniarelief #hypnotherapykent
Too much going on in your mind to cope? Would you like to calm your inner voice, reduce the ‘surround sound’? It is very difficult for some people to understand how stress, depression, sadness, anxiety and insomnia (to name just a few) impact on your ability to focus on even the smallest of tasks. I understand how, at times, that tiny extra piece of information, or comment, or demand can be the final straw to break your spirit. Then all looks bleak and you ‘know’ there is no way for you out of the dark place you find yourself. Not true!! It takes just that small step to get a help (and we all need help at some point) to find the inner strength, self belief, self worth and understanding to succeed. @karenavery_cbt_hypno can help you achieve the peace and balance you deserve. Through hypnotherapy you will be taught the skills to improve your life, to enjoy your life, to feel free, balanced and at peace. Achieve your goals and contact me now. #helpmenow #reducemystress #findbalance #quietmymind #hypnosisforchange #anxietyrelief #insomniarelief #hypnotherapykent
Love me when I least deserve it because that's when I really need it 😜 #reducemystress
Love me when I least deserve it because that's when I really need it 😜 #reducemystress
Reading can help improve memory and concentration as well as reduce stress. This is my niece's favourite book to read with me 😁 Have a read of your favourite book today for #readabookday #readingwithkids #auntyandniece #unicornrainbowpoop #reducemystress #improvememory#nationalreadabookday📚
Reading can help improve memory and concentration as well as reduce stress. This is my niece's favourite book to read with me 😁 Have a read of your favourite book today for #readabookday #readingwithkids #auntyandniece #unicornrainbowpoop #reducemystress #improvememory#nationalreadabookday📚
Did You Know…? Yoga can boost your cognitive function and lower stress. Even just a few minutes of gentle stretching or yoga exercise daily can have an impact on your overall physical health. 
From increasing flexibility to improved muscle strength and tone, weight loss and improved circulation, there are so many good reasons to get into the downward dog or cobra pose! Which is your favourite yoga position and why? 
#yoga #yogabenefits #yogaposes #yogapractice #yogainspiration #yogabeginner #ighealth #instahealth #instawellness #healthyliving #healthylifestyletips #flexibility #reducestress ##reducestressnaturally #reducemystress #exercisebenefits #cardiohealth #improveflexibility
Did You Know…? Yoga can boost your cognitive function and lower stress. Even just a few minutes of gentle stretching or yoga exercise daily can have an impact on your overall physical health. From increasing flexibility to improved muscle strength and tone, weight loss and improved circulation, there are so many good reasons to get into the downward dog or cobra pose! Which is your favourite yoga position and why? #yoga #yogabenefits #yogaposes #yogapractice #yogainspiration #yogabeginner #ighealth #instahealth #instawellness #healthyliving #healthylifestyletips #flexibility #reducestress ##reducestressnaturally #reducemystress #exercisebenefits #cardiohealth #improveflexibility
How do you relax in nature? Time spent in nature could have a positive effect on your health. We spend our days in an office, behind a computer, dealing with everyday stress which has a negative effect on our bodies. ⁠
How about you enjoy the sunset tonight and do something good for the soul.⁠
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#sunset_pics #sunset_today #sunsets #sunset_universe #sunsetview #sunsetoftheday #sunsets_captures #sunsetgram #goodforthesoulandbody #goodforthesoul❤️ #goodforthesoulfood #goodforthesoulandmind #goodforthesoulmindandbody #relaxinnature #reducestressnaturally #reducestressandanxiety #reducestresslevels #stressreducedfatloss #stressreducer #reducemystress #reducethestress #stressreducers #reducesstress #stressreduce #reduceyourstress #reduceoxidativestress #reducedstress #stressreducering ⁠#live2themaxfitness
How do you relax in nature? Time spent in nature could have a positive effect on your health. We spend our days in an office, behind a computer, dealing with everyday stress which has a negative effect on our bodies. ⁠ How about you enjoy the sunset tonight and do something good for the soul.⁠ .⁠ .⁠ .⁠ #sunset_pics #sunset_today #sunsets #sunset_universe #sunsetview #sunsetoftheday #sunsets_captures #sunsetgram #goodforthesoulandbody #goodforthesoul❤️ #goodforthesoulfood #goodforthesoulandmind #goodforthesoulmindandbody #relaxinnature #reducestressnaturally #reducestressandanxiety #reducestresslevels #stressreducedfatloss #stressreducer #reducemystress #reducethestress #stressreducers #reducesstress #stressreduce #reduceyourstress #reduceoxidativestress #reducedstress #stressreducering#live2themaxfitness
#Repost @letspainthim with @get_repost
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OH LORD...
#BLESSmyHUSTLE 
#DOUBLEmyINCOME &
#REDUCEmySTRESS 
#AMEN
오늘 외식도 성공!
넘 맛난 크랩케이크에 깔라마리..램...스테이크..살먼...아주 아주 먹잔치!!! 비록 선셋 배는 놓쳤지만 맛난 음식으로 위로^^
담에 예약시간 .. 놓치지말자 그래도 감사했어요!! #뉴포트비치#맛집#행복#사랑하는#내사람들과#좋은시간#따뜻한하루#1주1회#스트레스푸는날#newportbeach#california#goodday#reducemystress#먹방#냠냠그램
오늘 외식도 성공! 넘 맛난 크랩케이크에 깔라마리..램...스테이크..살먼...아주 아주 먹잔치!!! 비록 선셋 배는 놓쳤지만 맛난 음식으로 위로^^ 담에 예약시간 .. 놓치지말자 그래도 감사했어요!! #뉴포트비치#맛집#행복#사랑하는#내사람들과#좋은시간#따뜻한하루#1주1회#스트레스푸는날#newportbeach#california#goodday#reducemystress#먹방#냠냠그램
I'm not a fad dieter... never have been with the exception of WW.  My goal now is not so much to diet, but to eat clean and healthy. Chemotherapy effects and fibromyalgia have really messed up my digestive system and since I've been following Low FODMAP for the last 3 weeks... not only do I feel better, I've lost 11lbs. In conjunction with mindfulness eating... Ì can't believe the difference. 
Clean food is now the only way for me.

#lowfodmap  #chemosideeffects  #fibromyalgia  #cleaneating  #healthierme  #mindfulnesseating  #stayfocused  #mybodydeservesbetter  #feelingbetter  #reducemystress  #supportisthekey
I'm not a fad dieter... never have been with the exception of WW. My goal now is not so much to diet, but to eat clean and healthy. Chemotherapy effects and fibromyalgia have really messed up my digestive system and since I've been following Low FODMAP for the last 3 weeks... not only do I feel better, I've lost 11lbs. In conjunction with mindfulness eating... Ì can't believe the difference. Clean food is now the only way for me. #lowfodmap #chemosideeffects #fibromyalgia #cleaneating #healthierme #mindfulnesseating #stayfocused #mybodydeservesbetter #feelingbetter #reducemystress #supportisthekey
#reducemystress
DEMISTEFY S1E9 
Investment in time ⏳

It's one of the most important reasons we want our clients to make good financial decisions.
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Let us know what you would like to be able to invest more time in:
1. Family
2. A new skill
3. Travel
4. Something else?
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#betterdecisions #financialtips #investoffshore
#useyourmoneywisely #reducemystress 
#sensibleinvestment #goodtoknow 
#understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare #southafricanbusiness #johannesburg
DEMISTEFY S1E9 Investment in time ⏳ It's one of the most important reasons we want our clients to make good financial decisions. . Let us know what you would like to be able to invest more time in: 1. Family 2. A new skill 3. Travel 4. Something else? . #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare #southafricanbusiness #johannesburg
OH LORD...
#BLESSmyHUSTLE 
#DOUBLEmyINCOME &
#REDUCEmySTRESS 
#AMEN
🥊Happy Throwback Thursday🥊 📌Never waste time⏰ explaining 
who you are. The way you move in life should speak volumes! If the enemy attempts to block🚫your divine steps, which have been anointed by God, cast your cares upon the Lord and simply say, ’Satan get behind me...’ and watch your next step be clear once again. God is OUR protector and our🕯lampshade on our feet for direction. Even when our load gets🏋️🏽‍♀️heavy, He’s right there to carry us the entire way. #HeSavedMe #Favor #BlessMyHustle #IncreaseMyIncome💵
#ImDown4TheCause🎗
#IWont4get #IStand4Change🚶🏽‍♀️
#Mantra #ThirdEye #Meditation #PrayerLife #IBelieve #TheSpiritWorld #ImConnected #LevelUp👆🏽#ReduceMyStress~feeling bossed up🤩
🥊Happy Throwback Thursday🥊 📌Never waste time⏰ explaining who you are. The way you move in life should speak volumes! If the enemy attempts to block🚫your divine steps, which have been anointed by God, cast your cares upon the Lord and simply say, ’Satan get behind me...’ and watch your next step be clear once again. God is OUR protector and our🕯lampshade on our feet for direction. Even when our load gets🏋️🏽‍♀️heavy, He’s right there to carry us the entire way. #HeSavedMe #Favor #BlessMyHustle #IncreaseMyIncome💵 #ImDown4TheCause🎗 #IWont4get #IStand4Change🚶🏽‍♀️ #Mantra #ThirdEye #Meditation #PrayerLife #IBelieve #TheSpiritWorld #ImConnected #LevelUp👆🏽#ReduceMyStress~feeling bossed up🤩
Would you like to boost your weight loss? Reiki could help! Here's one of the ways Reiki could have an impact. #weightloss #reikieffects #reducemystress
Would you like to boost your weight loss? Reiki could help! Here's one of the ways Reiki could have an impact. #weightloss #reikieffects #reducemystress
Looking for a way to reduce stress? Tai Chi is perfect for this. The breathing, movement, and mental concentration required of individuals who practice Tai Chi are meditation in their own form. The mind-body connection is also important. Breathing combined with body movement and hand-eye coordination promotes calmness. Give this post a like Tai Chi has benefited you in this way! .
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#taichi #taichimaster #taichi_beauty #taichisword #taichiqigong #tacichipanda #reducestress #reducestressnaturally #reducestressandanxiety #resducestresslevels #reducemystress
Looking for a way to reduce stress? Tai Chi is perfect for this. The breathing, movement, and mental concentration required of individuals who practice Tai Chi are meditation in their own form. The mind-body connection is also important. Breathing combined with body movement and hand-eye coordination promotes calmness. Give this post a like Tai Chi has benefited you in this way! . . . . . #taichi #taichimaster #taichi_beauty #taichisword #taichiqigong #tacichipanda #reducestress #reducestressnaturally #reducestressandanxiety #resducestresslevels #reducemystress
DEMISTEFY S1E8 Cashbacks
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When last did you get money in your account you weren't expecting?  Great feeling!
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Insurers also know insurance is a grudge purchase, but knowing you'll get money back doesn't make it feel so 'grudge-like'.
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There is however no escape to the question.....WHERE DOES THE MONEY COME FROM!? .
#betterdecisions #financialtips #investoffshore
#useyourmoneywisely #reducemystress 
#sensibleinvestment #goodtoknow 
#understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare #southafricanbusiness #johannesburg
DEMISTEFY S1E8 Cashbacks . When last did you get money in your account you weren't expecting? Great feeling! . Insurers also know insurance is a grudge purchase, but knowing you'll get money back doesn't make it feel so 'grudge-like'. . There is however no escape to the question.....WHERE DOES THE MONEY COME FROM!? . #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare #southafricanbusiness #johannesburg
When I saw this stat visually like this I was quite surprised. .
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So many of my clients are grappling with the desire to run and the desire to stay for various reasons.
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Please let me have your thoughts, it might be a valuable input at my next client meeting. Thanks!

#betterdecisions #financialtips #investoffshore
#useyourmoneywisely #reducemystress 
#sensibleinvestment #goodtoknow 
#understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare #southafricanbusiness #johannesburg
When I saw this stat visually like this I was quite surprised. . . So many of my clients are grappling with the desire to run and the desire to stay for various reasons. . . Please let me have your thoughts, it might be a valuable input at my next client meeting. Thanks! #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare #southafricanbusiness #johannesburg
Going overseas?
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According to investment analysts @anchorcapital the fair value of the Rand sits at between 12 and 14 ZAR per $US. That's based on numerous factors but effectively, if it was in that range, then you'd pay the same  buying a particular item in SA and in the US.
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Obviously that excludes specific tariffs, geographic advantages, crazy politicians etc but is a rough guide. .
That tells us that an efficient market should push the Rand closer to 13 ZAR per $US, all things being equal.
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If you're planning an overseas trip at the end of the year...hope that helps! . 
#betterdecisions #financialtips #investoffshore
#useyourmoneywisely #reducemystress 
#sensibleinvestment #goodtoknow 
#understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare #southafricanbusiness #johannesburg
Going overseas? . . . According to investment analysts @anchorcapital the fair value of the Rand sits at between 12 and 14 ZAR per $US. That's based on numerous factors but effectively, if it was in that range, then you'd pay the same buying a particular item in SA and in the US. . Obviously that excludes specific tariffs, geographic advantages, crazy politicians etc but is a rough guide. . That tells us that an efficient market should push the Rand closer to 13 ZAR per $US, all things being equal. . If you're planning an overseas trip at the end of the year...hope that helps! . #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare #southafricanbusiness #johannesburg
Insurance is not a religion
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Thank goodness! So when someone says: "I don't believe in insurance", I say, "That's ok, it's not a religion, it's just statistics." .
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And if you were ever wondering what the chances are of one of these insurable events happening to me...
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I found it incredibly interesting to see what the actual stats are for South Africans, based on actual claims made at a large insurer over the past 20 years. .
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It helps to appreciate that shopping around for quality cover for those events, can offer genuine peace of mind.
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#betterdecisions #financialtips #investoffshore
#useyourmoneywisely #reducemystress 
#sensibleinvestment #goodtoknow 
#understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare #southafricanbusiness #johannesburg
Insurance is not a religion . . Thank goodness! So when someone says: "I don't believe in insurance", I say, "That's ok, it's not a religion, it's just statistics." . . And if you were ever wondering what the chances are of one of these insurable events happening to me... . . I found it incredibly interesting to see what the actual stats are for South Africans, based on actual claims made at a large insurer over the past 20 years. . . It helps to appreciate that shopping around for quality cover for those events, can offer genuine peace of mind. . . #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare #southafricanbusiness #johannesburg
Start of a new dawn!
Do you struggle to find motivation to make the changes you want in your life? Summer brings, to many of us, an increased level of positivity to our life and daily events. The sun, blue skies and beautiful scenery, motivate many to get up and enjoy life more. Let me help you strengthen your motivation to succeed, to move past whatever is holding you back, keeping you down. DM me or take a look at my website for further information @karenavery_cbt_hypno #selfmotivation #takethatstep #helpmemoveon #beattheblues #helpmenow #reducemystress
Start of a new dawn! Do you struggle to find motivation to make the changes you want in your life? Summer brings, to many of us, an increased level of positivity to our life and daily events. The sun, blue skies and beautiful scenery, motivate many to get up and enjoy life more. Let me help you strengthen your motivation to succeed, to move past whatever is holding you back, keeping you down. DM me or take a look at my website for further information @karenavery_cbt_hypno #selfmotivation #takethatstep #helpmemoveon #beattheblues #helpmenow #reducemystress
#reducemystress
"I don't care, I'll be dead"
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Believe it or not, I've heard that come out of a family man's mouth, and immediately I was looking for the exit. .
Fortunately the majority of people I have the pleasure of dealing with are deeply concerned about their family's welfare should the worst happen...
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So this is a quick rough guide.
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Assumptions are:
Invest with 8% real growth 
Withdraw R30k pm
. 
Shout if you want a more accurate personalised report. .
.

#betterdecisions #financialtips #investoffshore
#useyourmoneywisely #reducemystress 
#sensibleinvestment #goodtoknow 
#understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare #southafricanbusiness #johannesburg
"I don't care, I'll be dead" . Believe it or not, I've heard that come out of a family man's mouth, and immediately I was looking for the exit. . Fortunately the majority of people I have the pleasure of dealing with are deeply concerned about their family's welfare should the worst happen... . So this is a quick rough guide. . Assumptions are: Invest with 8% real growth Withdraw R30k pm . Shout if you want a more accurate personalised report. . . #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare #southafricanbusiness #johannesburg
Be debt free on your car!!!! .
It is possible! I know this video is longer than most attention spans (mine included) trust me this is worth it!!
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The calculation can be adjusted up or down to match your current car repayments, but the principles remain the same
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.
#betterdecisions #financialtips #investoffshore
#useyourmoneywisely #reducemystress 
#sensibleinvestment #goodtoknow 
#understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare #southafricanbusiness #johannesburg
Be debt free on your car!!!! . It is possible! I know this video is longer than most attention spans (mine included) trust me this is worth it!! . The calculation can be adjusted up or down to match your current car repayments, but the principles remain the same . . #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare #southafricanbusiness #johannesburg
Do you want to find your way clear of those heavy, mind dumbing thoughts?
Many people feel alone, isolated, unable to communicate issues with their loved ones or family. If you find yourself unable to approach your family or friends, or if you find no one is listening, @karenavery_cbt_hypno can help you find your way into the light. Using various cbt-Hypnotherapy techniques I can help you find yourself, help you establish and maintain a #positivemindset DM me for further information or to arrange an appointment. #reducemystress #rebalanceyourlife #mindfulness #outofthedarkness #balancedmentalhealth #findmyselfagain
Do you want to find your way clear of those heavy, mind dumbing thoughts? Many people feel alone, isolated, unable to communicate issues with their loved ones or family. If you find yourself unable to approach your family or friends, or if you find no one is listening, @karenavery_cbt_hypno can help you find your way into the light. Using various cbt-Hypnotherapy techniques I can help you find yourself, help you establish and maintain a #positivemindset DM me for further information or to arrange an appointment. #reducemystress #rebalanceyourlife #mindfulness #outofthedarkness #balancedmentalhealth #findmyselfagain
Too much surround sound to focus? Do you find there is so much going on in your mind, that you can’t focus on anything? If you feel this way, if you feel as though even the smallest amount of additional data will put you over your capacity, @karenavery_cbt_hypno can help you to rebalance your thoughts. Through Hypnosis I not only help you to calm your mind, reduce your anxiety, reduce stress and improve your overall mental wellbeing but I will also teach you techniques to use outside of the therapy session. DM me now to rebalance your life. #rebalanceyourlife #mindfulness #mindfulnessthroughhypnosis #cbthypnotherapy #reducemystress
Too much surround sound to focus? Do you find there is so much going on in your mind, that you can’t focus on anything? If you feel this way, if you feel as though even the smallest amount of additional data will put you over your capacity, @karenavery_cbt_hypno can help you to rebalance your thoughts. Through Hypnosis I not only help you to calm your mind, reduce your anxiety, reduce stress and improve your overall mental wellbeing but I will also teach you techniques to use outside of the therapy session. DM me now to rebalance your life. #rebalanceyourlife #mindfulness #mindfulnessthroughhypnosis #cbthypnotherapy #reducemystress
Finally!💪
We all love that accomplished feeling...
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Wouldn't it be nice to put some of these goals down on paper, translate them into bite size steps, and track your progress?
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That's exactly what a real financial plan can give you. .
To create a tailor made plan for your family DM me and we can talk through the process. .
#betterdecisions #financialtips #investoffshore
#useyourmoneywisely #reducemystress 
#sensibleinvestment #goodtoknow 
#understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
Finally!💪 We all love that accomplished feeling... . Wouldn't it be nice to put some of these goals down on paper, translate them into bite size steps, and track your progress? . That's exactly what a real financial plan can give you. . To create a tailor made plan for your family DM me and we can talk through the process. . #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
Failing to plan, is planning to fail. .

It's a saying I must have heard a million times growing up and there's a lot to be said for it. .

This 5 step approach is what we use to make sure that when you invest, it achieves real objectives you have. . 
There is a ton of research that we do in the background especially for points 2 to 4, but this gives a nice overview so that you know exactly why, and how the investments you make, work for you.

#purposefulinvesting #betterdecisions #financialtips #investoffshore
#useyourmoneywisely #reducemystress 
#sensibleinvestment #goodtoknow 
#understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
Failing to plan, is planning to fail. . It's a saying I must have heard a million times growing up and there's a lot to be said for it. . This 5 step approach is what we use to make sure that when you invest, it achieves real objectives you have. . There is a ton of research that we do in the background especially for points 2 to 4, but this gives a nice overview so that you know exactly why, and how the investments you make, work for you. #purposefulinvesting #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
A comment I often get from potential clients regarding their investments is: "I don't want to put all my eggs in one basket, so I have some money saved with Liberty, some with Coronation and the rest with my bank."
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What they are saying is I want to be diversified, and that's wise. Sadly that strategy isn't actually what diversification means.
.
They are described putting money with various administators/platforms. What you end up with could potentially be the same underlying investment, I.e. not diversified at all, but simply different levels of service and fees. Choosing an administrator/platform should be based on best service at lowest fees, and then build your diversified strategy there.
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Step 1 is to make sure if one element of the economy fails(e.g. property), other elements hold up(e.g. bonds) - that's not putting all your eggs in one basket.
. 
The real enhancement created by diversification however is step 2.
.
Blending funds in your portfolio which react differently in different market conditions so that when markets go down,  your investment goes down less........When markets pick up, your investment picks up more. And that's the magic!
.
 That's where the real research lies and where good advice is critical.

#betterdecisions #financialtips #investoffshore
#useyourmoneywisely #reducemystress 
#sensibleinvestment #goodtoknow 
#understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare diversifiedinvestment
A comment I often get from potential clients regarding their investments is: "I don't want to put all my eggs in one basket, so I have some money saved with Liberty, some with Coronation and the rest with my bank." . What they are saying is I want to be diversified, and that's wise. Sadly that strategy isn't actually what diversification means. . They are described putting money with various administators/platforms. What you end up with could potentially be the same underlying investment, I.e. not diversified at all, but simply different levels of service and fees. Choosing an administrator/platform should be based on best service at lowest fees, and then build your diversified strategy there. . Step 1 is to make sure if one element of the economy fails(e.g. property), other elements hold up(e.g. bonds) - that's not putting all your eggs in one basket. . The real enhancement created by diversification however is step 2. . Blending funds in your portfolio which react differently in different market conditions so that when markets go down, your investment goes down less........When markets pick up, your investment picks up more. And that's the magic! . That's where the real research lies and where good advice is critical. #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare diversifiedinvestment
How will tomorrow effect us?

While I personally don't believe any potential party can bring real relief to SA problems over the long term, the outcome tomorrow will effect how we make decisions over the next few years.... Let me know if you have any questions 🤔

#betterdecisions #financialtips #investoffshore
#useyourmoneywisely #reducemystress 
#sensibleinvestment #goodtoknow 
#understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
How will tomorrow effect us? While I personally don't believe any potential party can bring real relief to SA problems over the long term, the outcome tomorrow will effect how we make decisions over the next few years.... Let me know if you have any questions 🤔 #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
I love my car! 🚘

If that's you then I'm happy for you, let's be honest, most of us spend good chunks of our lives in our car.

But can we ever get to the point where we can buy a car cash and never spend huge amounts of our hard earned income making vehicle financiers wealthy?⏳ Yes! It's the 20:4:10:2 rule:

1. Start by putting down at least 20% deposit.
2. Finance your car for a maximum of four  years.
3. Don't spend more that 10-15% of your pre-tax income on your car - that includes insurance and maintenance.
4. Never buy a brand new car, get one that's 1 or 2 years old, and let the previous owner suffer the majority of its depreciation. 
Try driving the car a few years longer than the 4 years of finance, and keep putting the amounts you were paying for the car into savings. Within a short time your deposit will get bigger and bigger, until it's a full value. 
Yes it may mean downgrading initially, but you will be in a position later where you won't be stressing about car payments stretching your budget. You'll also most likely be driving a nicer car in time than if you stick in the debt cycle, because those hundreds of thousands that would be going to the financing companies are now going into your sweet ride!

Tip: always shop around for finance,  financiers get a higher commission if they can get you to take a higher interest loan.

#betterdecisions #financialtips #investoffshore
#useyourmoneywisely #reducemystress 
#sensibleinvestment #goodtoknow 
#understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
I love my car! 🚘 If that's you then I'm happy for you, let's be honest, most of us spend good chunks of our lives in our car. But can we ever get to the point where we can buy a car cash and never spend huge amounts of our hard earned income making vehicle financiers wealthy?⏳ Yes! It's the 20:4:10:2 rule: 1. Start by putting down at least 20% deposit. 2. Finance your car for a maximum of four years. 3. Don't spend more that 10-15% of your pre-tax income on your car - that includes insurance and maintenance. 4. Never buy a brand new car, get one that's 1 or 2 years old, and let the previous owner suffer the majority of its depreciation. Try driving the car a few years longer than the 4 years of finance, and keep putting the amounts you were paying for the car into savings. Within a short time your deposit will get bigger and bigger, until it's a full value. Yes it may mean downgrading initially, but you will be in a position later where you won't be stressing about car payments stretching your budget. You'll also most likely be driving a nicer car in time than if you stick in the debt cycle, because those hundreds of thousands that would be going to the financing companies are now going into your sweet ride! Tip: always shop around for finance, financiers get a higher commission if they can get you to take a higher interest loan. #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
You're fired! Yip it's over. No this is not a warning. 
If that makes you uncomfortable, then it's a similar feeling stepping out of your comfort zone and following through on that idea you've had, but never actioned. 
A word of warning: don't let romantic idealism push you down a dead end road. Do the planning phase diligently and abort if your research tells you to. But don't let that stop you from trying the next one!

All the best!

#betterdecisions #financialtips #investoffshore
#useyourmoneywisely #reducemystress 
#sensibleinvestment #goodtoknow 
#understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
You're fired! Yip it's over. No this is not a warning. If that makes you uncomfortable, then it's a similar feeling stepping out of your comfort zone and following through on that idea you've had, but never actioned. A word of warning: don't let romantic idealism push you down a dead end road. Do the planning phase diligently and abort if your research tells you to. But don't let that stop you from trying the next one! All the best! #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
I know life and disability cover, but what's critical illness cover for? Some call it dread disease cover...but to be honest I think it horrible enough without calling it that!😢 From our experience a number of costs that you would never have thought of, become a reality when the doc tells you..."its cancer". Just the time and data that you spend researching the illness is something you'd never think of. Time away from your job, especially if you have your own business can be massive.⏰ One of the insurers did a story on the wife of a friend of mine from school, Mandy. Check it out by clicking on my temporary bio.🖕 It's not nice to think about, just important. 
#betterdecisions #financialtips #investoffshore
#useyourmoneywisely #reducemystress 
#sensibleinvestment #goodtoknow 
#understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
I know life and disability cover, but what's critical illness cover for? Some call it dread disease cover...but to be honest I think it horrible enough without calling it that!😢 From our experience a number of costs that you would never have thought of, become a reality when the doc tells you..."its cancer". Just the time and data that you spend researching the illness is something you'd never think of. Time away from your job, especially if you have your own business can be massive.⏰ One of the insurers did a story on the wife of a friend of mine from school, Mandy. Check it out by clicking on my temporary bio.🖕 It's not nice to think about, just important. #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
Baba God help me to not only work hard but also work smart.... Because this our work ehn... Hmmm.
Na Small work big money I want in Jesus name. Amen.
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Have a good night rest lovelies..
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#blessedaprilsbh #faithfulgod #blessmyhustle #reducemystress  #doublemyincome #careerwomen #workingmums #akokaconnect
Baba God help me to not only work hard but also work smart.... Because this our work ehn... Hmmm. Na Small work big money I want in Jesus name. Amen. . . Have a good night rest lovelies.. . . #blessedaprilsbh #faithfulgod #blessmyhustle #reducemystress #doublemyincome #careerwomen #workingmums #akokaconnect
Its 9 o'clock already! 😮

It happens to all of us, and simply because we dont decide at the start of our: study session, work day, evening etc, what our list of tasks are, and in what priority we're going to put them. 🔢

So unnecessary emails, FB or Insta posts, WhatsApp videos etc gobble valuable, high productivity minutes before we know it. 🐴

So start each productivity period with a prioritized list of tasks - you'll be amazed at how much more productive you feel!🛫 #betterdecisions #financialtips #investoffshore
#useyourmoneywisely #reducemystress 
#sensibleinvestment #goodtoknow 
#understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
Its 9 o'clock already! 😮 It happens to all of us, and simply because we dont decide at the start of our: study session, work day, evening etc, what our list of tasks are, and in what priority we're going to put them. 🔢 So unnecessary emails, FB or Insta posts, WhatsApp videos etc gobble valuable, high productivity minutes before we know it. 🐴 So start each productivity period with a prioritized list of tasks - you'll be amazed at how much more productive you feel!🛫 #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
Why does their mess effect our investments down here? That's a logical question many of our clients ask. The answer is fairly simple.😎 Companies,especially those listed on our stock exchange are often listed on other exchanges, or have branches in other countries. That means much of their funding and revenue is from outside SA, including the UK. 🌐

When massive events like Brexit effect trade relations and the Pound, our stock exchange is effected.⚡ So what do we do to protect our clients? We check how much of their investment portfolio is exposed to companies that will be effected to a greater extent, and avoid them. Currently only a very small portion of our clients money will be directly impacted by the Brexit effect.😊 Hope that helps!

#betterdecisions #financialtips #investoffshore
#useyourmoneywisely #reducemystress 
#sensibleinvestment #goodtoknow 
#understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
Why does their mess effect our investments down here? That's a logical question many of our clients ask. The answer is fairly simple.😎 Companies,especially those listed on our stock exchange are often listed on other exchanges, or have branches in other countries. That means much of their funding and revenue is from outside SA, including the UK. 🌐 When massive events like Brexit effect trade relations and the Pound, our stock exchange is effected.⚡ So what do we do to protect our clients? We check how much of their investment portfolio is exposed to companies that will be effected to a greater extent, and avoid them. Currently only a very small portion of our clients money will be directly impacted by the Brexit effect.😊 Hope that helps! #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
Do you use the CPUF formula? It's the Cost Per Unit if Fun! Beware, this is NOT a science, but it's a classic way to decide what to do for fun!🤩 I saw it on a mail from @behaviorgap and loved it. You can use it when deciding whether a certain activity is worth it,  or deciding between two different activities.🤔 In the numerator put the cost, and in the denominator, the amount of fun you'll have, say out of 10. For example, Ed Sheeran tickets that cost R2400 for my wife and I will give 8/10 of fun. Going away over the same weekend for R2500 is a 10/10. That means that going to Ed Sheeran costs R300/unit of fun. Weekend away costs R250/unit....done deal! 🏩

Now that's obviously different for everyone and the reason a weekend away for me is 10/10 is probably because that's still a pipe dream with a 16month old...but you get the idea!🏝 Have fun using your new CPUF formula!🍾 #betterdecisions #financialtips #investoffshore
#useyourmoneywisely #reducemystress 
#sensibleinvestment #goodtoknow 
#understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
Do you use the CPUF formula? It's the Cost Per Unit if Fun! Beware, this is NOT a science, but it's a classic way to decide what to do for fun!🤩 I saw it on a mail from @behaviorgap and loved it. You can use it when deciding whether a certain activity is worth it, or deciding between two different activities.🤔 In the numerator put the cost, and in the denominator, the amount of fun you'll have, say out of 10. For example, Ed Sheeran tickets that cost R2400 for my wife and I will give 8/10 of fun. Going away over the same weekend for R2500 is a 10/10. That means that going to Ed Sheeran costs R300/unit of fun. Weekend away costs R250/unit....done deal! 🏩 Now that's obviously different for everyone and the reason a weekend away for me is 10/10 is probably because that's still a pipe dream with a 16month old...but you get the idea!🏝 Have fun using your new CPUF formula!🍾 #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
"I'd like to reduce what I spend on my life cover," is a common comment when we meet a new client. 💲

The 1st thing I check is how their cover is structured. The biggest loss to our family if we pass away is our income. That's a monthly amount which over our working life adds up to many millions. 💱

To buy enough life cover for all that lost income as a lump sum payout is often just too expensive and so people are typically underinsured. 😕

Lately however, insurers can provide monthly payouts to beneficiaries. Since the insurer sits with the money which earns interest, they can offer much more cover for the same premium. 🤗

The other benefit is the beneficiary cant blow the money and end up unable to cover expenses within a few years, which sadly, usually is the case. (The lotto effect). So actually it makes much more sense having lump some payouts just for our debt, and an income payout for our loved ones to make sure they have what they need for as long as you, the income earner, would have been earning.🏡 #betterdecisions #financialtips #investoffshore
#useyourmoneywisely #reducemystress 
#sensibleinvestment #goodtoknow 
#understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
"I'd like to reduce what I spend on my life cover," is a common comment when we meet a new client. 💲 The 1st thing I check is how their cover is structured. The biggest loss to our family if we pass away is our income. That's a monthly amount which over our working life adds up to many millions. 💱 To buy enough life cover for all that lost income as a lump sum payout is often just too expensive and so people are typically underinsured. 😕 Lately however, insurers can provide monthly payouts to beneficiaries. Since the insurer sits with the money which earns interest, they can offer much more cover for the same premium. 🤗 The other benefit is the beneficiary cant blow the money and end up unable to cover expenses within a few years, which sadly, usually is the case. (The lotto effect). So actually it makes much more sense having lump some payouts just for our debt, and an income payout for our loved ones to make sure they have what they need for as long as you, the income earner, would have been earning.🏡 #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
The grass is greenest where you water it! 
If you've heard that before I'm sorry, but it was a serious epiphany for me the other day.😲 So often we chase after what might be, instead of making what we know work. 🤝

So water YOUR grass, and we'll water OURS, that is: giving our clients the best solutions we can find to make your hard earned pasture work for you.🌱 #betterdecisions #financialtips #investoffshore
#useyourmoneywisely #reducemystress 
#sensibleinvestment #goodtoknow 
#understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
The grass is greenest where you water it! If you've heard that before I'm sorry, but it was a serious epiphany for me the other day.😲 So often we chase after what might be, instead of making what we know work. 🤝 So water YOUR grass, and we'll water OURS, that is: giving our clients the best solutions we can find to make your hard earned pasture work for you.🌱 #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
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