#debt

#已发帖 594089
“That cheese has lasted for ages”

My husband said yesterday.. .

Heres afew small changes I have made over the last few months .
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Weekly Meal Plans - I just cant go shopping without a meal plan now. I would waste so much money. This came to light, over the summer when I used to try monthly meal plans but the heatwave threw that right out the window. I decided to plan weekly and its really worked. The one thing I would say is I get lazy and as a result, some weeks i’ll delay the food shop just because of that meal planning. Lazy I know!!! Fakeaway Fridays - “Cant we have burgers” My hubby and son last Friday night. Its starting to become a tradition. Friday = Homemade Burgers. No one complains and that £20 stays in my purse. It aint no TGIs but so happy they enjoy them.

Block of Cheese - You would never believe how expensive cheese is. I used to buy 4 big bags a month, sometimes 5 and now. Maybe one block or 2. We seem to be making it last much longer. Maybe we are eating less but We are definitely spending less.

Looking at the price per the gram - Game changer, as long as you’re okay to go slightly over budget if you see a deal. Its totally worth it. Last week, I bought a big bag of tea bags which I didnt need immediately but the price was so much cheaper than getting a regular bag I just couldn't say no. You’ll find items...last longer. Much longer

The Price - A small hack that seems to work. Before heading into the shop to a guestimate of all the prices and the total. Then whilst walking around the shop, you’ll have a clear goal in mind of what you can spend which will make those deals easy to avoid...unless you need them

Less meat - Last but not least, less meat. Better for the purse and also the body. I have significantly reduced my meat intake and feel better for it. I still do eat meat, but its a very small portion and the meat seems to last much longer. Loads of ladies recommended swapping it for veg which has really worked. 
As I always mention, never underestimate the power of a small change, whether its a small daily habit, small savings or even these random tips. It all contributes towards something much bigger.

What's your top grocery tip?
“That cheese has lasted for ages” My husband said yesterday.. . Heres afew small changes I have made over the last few months . . Weekly Meal Plans - I just cant go shopping without a meal plan now. I would waste so much money. This came to light, over the summer when I used to try monthly meal plans but the heatwave threw that right out the window. I decided to plan weekly and its really worked. The one thing I would say is I get lazy and as a result, some weeks i’ll delay the food shop just because of that meal planning. Lazy I know!!! Fakeaway Fridays - “Cant we have burgers” My hubby and son last Friday night. Its starting to become a tradition. Friday = Homemade Burgers. No one complains and that £20 stays in my purse. It aint no TGIs but so happy they enjoy them. Block of Cheese - You would never believe how expensive cheese is. I used to buy 4 big bags a month, sometimes 5 and now. Maybe one block or 2. We seem to be making it last much longer. Maybe we are eating less but We are definitely spending less. Looking at the price per the gram - Game changer, as long as you’re okay to go slightly over budget if you see a deal. Its totally worth it. Last week, I bought a big bag of tea bags which I didnt need immediately but the price was so much cheaper than getting a regular bag I just couldn't say no. You’ll find items...last longer. Much longer The Price - A small hack that seems to work. Before heading into the shop to a guestimate of all the prices and the total. Then whilst walking around the shop, you’ll have a clear goal in mind of what you can spend which will make those deals easy to avoid...unless you need them Less meat - Last but not least, less meat. Better for the purse and also the body. I have significantly reduced my meat intake and feel better for it. I still do eat meat, but its a very small portion and the meat seems to last much longer. Loads of ladies recommended swapping it for veg which has really worked. As I always mention, never underestimate the power of a small change, whether its a small daily habit, small savings or even these random tips. It all contributes towards something much bigger. What's your top grocery tip?
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Lobola Requires Careful Consideration⁠
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“Are we setting our couples up for a fruitful marriage where they’re not having to have conflicts over debt? Where the husband doesn’t have to be resentful to the wife and her family because he feels like, you know, we started off badly because they overcharged? And I think that’s a careful consideration we need to make. But I think what comforts me is that the process of lobola is the beginning of relationship. Not just between the couple, but their families as well. And so, that should be borne in mind by the uncles as they conduct the negotiations.”⁠
Sibusiso Mdluli⁠
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Listen to the full interview on our website #linkinbio⁠
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#TGCAfrica #TGCAfricaPodcast #Lobola #Marriage #AfricanChristianity #ChristianLiving #Wedding #Rituals #Traditions #BridePrice #Relationships #Debt
Lobola Requires Careful Consideration⁠ ⁠ “Are we setting our couples up for a fruitful marriage where they’re not having to have conflicts over debt? Where the husband doesn’t have to be resentful to the wife and her family because he feels like, you know, we started off badly because they overcharged? And I think that’s a careful consideration we need to make. But I think what comforts me is that the process of lobola is the beginning of relationship. Not just between the couple, but their families as well. And so, that should be borne in mind by the uncles as they conduct the negotiations.”⁠ Sibusiso Mdluli⁠ ⁠ Listen to the full interview on our website #linkinbio⁠#TGCAfrica #TGCAfricaPodcast #Lobola #Marriage #AfricanChristianity #ChristianLiving #Wedding #Rituals #Traditions #BridePrice #Relationships #Debt
A problem in the UK as well. How are we telling our future generation to get degrees but be in a debt for 20 years after that?? .
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#student #loans #studentloans #highereducation #education #university #degree #school #college #education #america #uk #london #wembley #debt #community #freedom #help #reform #change #support #teachersofinstagram #teacherlife #parenting #parents #bekind #got #gym #positivevibes #lawofattraction #manifestation
My debt💀
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£5758.83 exactly😭
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Consisting of: 2 loans (£900 & £1050), a credit card (£3500) & a laptop on finance (£199)😰 (I’m not counting my car finance for now, I’ll be treating it as my ‘mortgage’ & working on it after my consumer debt it gone)
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So, where did it come from? The loans were for expenses I didn’t have the cash for, the CC is largely physio bills from this year when I was fighting to prove I was fit enough for my job & then subsequent ‘feel better’ buys😖 & the laptop was a case of not being savvy enough to just buy outright🤦‍♀️ Fgs El!
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Now I’ve had my ‘enough is enough’ moment, I’m on a mission to get it all gone by the time I turn 25 in July 2021!
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I work full time in a health club. It’s a minimum wage income so I upped this by getting a side hustle. I’ve cut my expenses; no more gym membership, graze boxes or monthly car insurance🙅‍♀️ My aim is to have all my needs (food, petrol & bills) under £700 a month, & I’m nearly there🤞
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To become financially free I will be following @daveramsey baby steps. I saved my £1k EF & now I’m on #babystep2 ! At the end of December I will be paying off my £199 laptop & throwing everything at that £900 loan!
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How are you starting your debt free journey? Have you already completed it? Let me know!
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#debtfree #debtfreedom #debtfreeliving #debtfreeuk #debtfreecommunity #debtfreecommunityuk #debt #payingoffdebt #daveramsey #babysteps #babaystep2 #frugal #saving #savingsmoney #financialfreedom #financialindependance #personalfinance #sidehustle #debtsnowball #debtpayoff #debtfree2021 #goals #bugeting
My debt💀 . £5758.83 exactly😭 . Consisting of: 2 loans (£900 & £1050), a credit card (£3500) & a laptop on finance (£199)😰 (I’m not counting my car finance for now, I’ll be treating it as my ‘mortgage’ & working on it after my consumer debt it gone) . So, where did it come from? The loans were for expenses I didn’t have the cash for, the CC is largely physio bills from this year when I was fighting to prove I was fit enough for my job & then subsequent ‘feel better’ buys😖 & the laptop was a case of not being savvy enough to just buy outright🤦‍♀️ Fgs El! . Now I’ve had my ‘enough is enough’ moment, I’m on a mission to get it all gone by the time I turn 25 in July 2021! . I work full time in a health club. It’s a minimum wage income so I upped this by getting a side hustle. I’ve cut my expenses; no more gym membership, graze boxes or monthly car insurance🙅‍♀️ My aim is to have all my needs (food, petrol & bills) under £700 a month, & I’m nearly there🤞 . To become financially free I will be following @daveramsey baby steps. I saved my £1k EF & now I’m on #babystep2 ! At the end of December I will be paying off my £199 laptop & throwing everything at that £900 loan! . How are you starting your debt free journey? Have you already completed it? Let me know! . . . . . #debtfree #debtfreedom #debtfreeliving #debtfreeuk #debtfreecommunity #debtfreecommunityuk #debt #payingoffdebt #daveramsey #babysteps #babaystep2 #frugal #saving #savingsmoney #financialfreedom #financialindependance #personalfinance #sidehustle #debtsnowball #debtpayoff #debtfree2021 #goals #bugeting
If you are in the market for a new car, Christmas car deals are waving at you 👋  Take advantage of the season and drive you dream car-- a Toyota Hilux, Mercedes Benz, or a Ford Mustang perhaps? Let's get your pre-approval on the way! .
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#carloan #finance #carfinance #credit #creditscore #loan #mercedes #carsonfinance #carleasing #bestcarfinancing #supercar #instantcarfinance #automatic #financialfreedom #loans #badcredit #goodcredit #money #debt #newcar #personalfinance #perthcars #perthcar #perthstagram #westernaustralia #luxuryperth #perthluxury #perthmotorvehicles #perthstyle #perthcarspotting
If you are in the market for a new car, Christmas car deals are waving at you 👋 Take advantage of the season and drive you dream car-- a Toyota Hilux, Mercedes Benz, or a Ford Mustang perhaps? Let's get your pre-approval on the way! . . . . . #carloan #finance #carfinance #credit #creditscore #loan #mercedes #carsonfinance #carleasing #bestcarfinancing #supercar #instantcarfinance #automatic #financialfreedom #loans #badcredit #goodcredit #money #debt #newcar #personalfinance #perthcars #perthcar #perthstagram #westernaustralia #luxuryperth #perthluxury #perthmotorvehicles #perthstyle #perthcarspotting
Those hard wood floors 🌿🌿
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The main features I’m looking for in my future apartment are location, hard wood floors, nice natural lighting and a great floor plan🌿🌿
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Disclaimer: continuing to stalk listings on realestate.com.au and getting apartment goal vibes. 🌿🌿
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#housedeposit #savingforahouse #savingmoney #mortgage #homeloan #personalfinance #barefootinvestor #debtfreejourney #debtfree #debt #money #investor #financialindependence #millionairemindset #sixfiguredeposit #millennial #moneysaver #apartment #househunters #firsthome #firsthomebuyer #decor #style #lounge #single #singleincome
Those hard wood floors 🌿🌿 . The main features I’m looking for in my future apartment are location, hard wood floors, nice natural lighting and a great floor plan🌿🌿 . Disclaimer: continuing to stalk listings on realestate.com.au and getting apartment goal vibes. 🌿🌿 . . #housedeposit #savingforahouse #savingmoney #mortgage #homeloan #personalfinance #barefootinvestor #debtfreejourney #debtfree #debt #money #investor #financialindependence #millionairemindset #sixfiguredeposit #millennial #moneysaver #apartment #househunters #firsthome #firsthomebuyer #decor #style #lounge #single #singleincome
I was sold “GAP” insurance on my car loan when I purchased my car! I found out a few weeks ago I could in fact cancel this GAP insurance & I did because I have always had my car insured for more than my loan! Today a refund of $364 was applied to my car loan 🙌🏼
#debt #debtfreecommunity #debtfree #debtfreejourney #debtsnowball #budget #budgeting #finance #money #frugal #frugalliving #cash #savings #debtfreeliving #goals #moneygoals #saving #savingmoney  #budgetstyle #goaldigger #daveramsey #financialfreedom #financiallyfree #frugaltips #moneymoves #ozdebtfreecommunity #buildingwealth #savingsgoals #personalfinance #dfc
I was sold “GAP” insurance on my car loan when I purchased my car! I found out a few weeks ago I could in fact cancel this GAP insurance & I did because I have always had my car insured for more than my loan! Today a refund of $364 was applied to my car loan 🙌🏼 #debt #debtfreecommunity #debtfree #debtfreejourney #debtsnowball #budget #budgeting #finance #money #frugal #frugalliving #cash #savings #debtfreeliving #goals #moneygoals #saving #savingmoney #budgetstyle #goaldigger #daveramsey #financialfreedom #financiallyfree #frugaltips #moneymoves #ozdebtfreecommunity #buildingwealth #savingsgoals #personalfinance #dfc
https://about.me/darylharper

#Business #Inspiration #motivation #Provoke #finance #growth #debt #personaldevelopment
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Time is not necessarily an indicator of a great friendship.

Some of your closest and loyal friends will be the ones that you have just met and not the ones that have been there for years.

People will say words like "I've known him/her for ages." No, you knew me ages ago, but you don't know me now. Who I was and who I am, are distances apart.

No, you knew of me, but you never knew me.

Great friendships will pass all test, disagreements, fallouts, let downs, poor communication, but true love keeps them together.

Value the true friends that you have because you don't know how long you will have them for. 'RIPP Redman White'

Daryl Harper

Here to PROVOKE you
https://about.me/darylharper #Business #Inspiration #motivation #Provoke #finance #growth #debt #personaldevelopment #Wealth #Positive #change #mindset #multipleincome #retirement #balancedlife #secretmillionaire #changeyourmindsetchangeyourlife🍃 Time is not necessarily an indicator of a great friendship. Some of your closest and loyal friends will be the ones that you have just met and not the ones that have been there for years. People will say words like "I've known him/her for ages." No, you knew me ages ago, but you don't know me now. Who I was and who I am, are distances apart. No, you knew of me, but you never knew me. Great friendships will pass all test, disagreements, fallouts, let downs, poor communication, but true love keeps them together. Value the true friends that you have because you don't know how long you will have them for. 'RIPP Redman White' Daryl Harper Here to PROVOKE you
John my group for this free challenge 
Fb.com/groups/bravelivingtribe
John my group for this free challenge Fb.com/groups/bravelivingtribe
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What we really want to do is what we are meant to do. When we do what we are meant to do, money comes to us, doors open for us, we feel useful, and the work we do feels like play to us." am having fun and still making more money for myself and my clients from the comfort of my home. Binary Options and Forex Trading has come to stay and only people with great zeal to excel financially will embrace. Invest of $300 can earn you $2,200 in 7 days of trading. Invest of $500 can earn you $5,500 in 7days. Invest of $1000 can earn you 13500 in 7 days . Invest $2000 earn $25,500 in 7days. Invest $3000 and earn $35,000 7 days of trading. my strategy is unique and efficient. Testimonies available. #invest #wealth #stocks #money #london #uk #budget #investor #binary #investment #business #cash #resp #rich #stockmarket #entrepreneur #Forex #trader #entrepreneurship #moneyteam #finance #hustle #realestate #realtor #profit #binaryoptions #startup #wallstreet #debt
What we really want to do is what we are meant to do. When we do what we are meant to do, money

comes to us, doors open for us, we feel useful, and the work we do feels like play to us." am having fun and still making more money for myself and my clients from the comfort of my home.

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Invest of $300 can

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What we really want to do is what we are meant to do. When we do what we are meant to do, money comes to us, doors open for us, we feel useful, and the work we do feels like play to us." am having fun and still making more money for myself and my clients from the comfort of my home. Binary Options and Forex Trading has come to stay and only people with great zeal to excel financially will embrace. Invest of $300 can earn you $2,200 in 7 days of trading. Invest of $500 can earn you $5,500 in 7days. Invest of $1000 can earn you 13500 in 7 days . Invest $2000 earn $25,500 in 7days. Invest $3000 and earn $35,000 7 days of trading. my strategy is unique and efficient. Testimonies available. #invest #wealth #stocks #money #london #uk #budget #investor #binary #investment #business #cash #resp #rich #stockmarket #entrepreneur #Forex #trader #entrepreneurship #moneyteam #finance #hustle #realestate #realtor #profit #binaryoptions #startup #wallstreet #debt
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BEHIND THE DESK AT TWO ACRE FINANCE - PART 2⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Once we have a plan in place for a client, you can often find us with client files spread out across the boardroom – magnifying glass in hand 🔍 – we get deep into our client’s financials.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Understanding the ins and outs so we know exactly where they stand and what path we need to take to get them to achieve their financial goals.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Ensuring our clients are updated throughout the process is of HUGE importance to us. We completely understand that obtaining finance can often be a daunting process – so we keep our clients informed EVERY STEP OF THE WAY! ⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Phone calls, emails, face to face meetings – COMMUNICATION IS KEY!
BEHIND THE DESK AT TWO ACRE FINANCE - PART 2⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Once we have a plan in place for a client, you can often find us with client files spread out across the boardroom – magnifying glass in hand 🔍 – we get deep into our client’s financials.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Understanding the ins and outs so we know exactly where they stand and what path we need to take to get them to achieve their financial goals.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Ensuring our clients are updated throughout the process is of HUGE importance to us. We completely understand that obtaining finance can often be a daunting process – so we keep our clients informed EVERY STEP OF THE WAY! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Phone calls, emails, face to face meetings – COMMUNICATION IS KEY!
What is financial distress?
Financial Distress refers to the condition of being unable to generate income or revenue due to the inability to pay off financial obligations.
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Financial Distress can be pretty costly and ignoring it could be devastating to your business. Combined with a lack of revenue to offset high debts, many blooming businesses end up with bankruptcy as their only option.
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#accounting #accountancy #accounts #finance #financial #financialdistress #bankruptcy #revenue #profitandloss #business #debt #businesssg #sgbusiness #sgentrepreneur #sgentrepreneurs #entrepreneur #entrepreneurship #startup #sgstartup #sgstartups #startups #newbiz #sg #singapore
What is financial distress? Financial Distress refers to the condition of being unable to generate income or revenue due to the inability to pay off financial obligations. • Financial Distress can be pretty costly and ignoring it could be devastating to your business. Combined with a lack of revenue to offset high debts, many blooming businesses end up with bankruptcy as their only option. • #accounting #accountancy #accounts #finance #financial #financialdistress #bankruptcy #revenue #profitandloss #business #debt #businesssg #sgbusiness #sgentrepreneur #sgentrepreneurs #entrepreneur #entrepreneurship #startup #sgstartup #sgstartups #startups #newbiz #sg #singapore
Did you know you will receive a free stock for downloading and signing up for Robinhood?  You don’t even need to connect your bank account. No purchase necessary.  You then can earn up to $500 for referring other people to sign up. I have earned close to $400 in free stock. Use my link so we both receive free stock.  https://share.robinhood.com/bryant860  #free #stock #invest #money2019 #money2020 #investing #minimalism #Smarthome #Debt #Debtfree #crypto #freecrypto #freemoney #robinhood #cash #extra #growth #double #increase #dividends #freestock click on link this link https://share.robinhood.com/bryant860 up top🔝☝🏼in my bio
Did you know you will receive a free stock for downloading and signing up for Robinhood? You don’t even need to connect your bank account. No purchase necessary. You then can earn up to $500 for referring other people to sign up. I have earned close to $400 in free stock. Use my link so we both receive free stock. https://share.robinhood.com/bryant860 #free #stock #invest #money2019 #money2020 #investing #minimalism #Smarthome #Debt #Debtfree #crypto #freecrypto #freemoney #robinhood #cash #extra #growth #double #increase #dividends #freestock click on link this link https://share.robinhood.com/bryant860 up top🔝☝🏼in my bio
Il calcio italiano non ha bisogno solo di cure contro improvvidi capitani di ventura, che vedono questo sport come una giostra sulla quale salire e scendere a proprio piacimento, senza mai pagare il biglietto. Il calcio italiano ha bisogno di regole serie alla fonte, tali da evitare che la credibilità del sistema stesso venga minata. Vicende come quella del Football Club Rieti Srl non devono essere viste a mo' vetrina, sulla quale testare l'efficacia di riforme federali, ma il fallimento di un modo ormai superato di intendere il calcio. In un'economia di mercato che richiede trasparenza e rendicontazione per gli stakeholder, è inammissibile che società calcistiche - anche minori - non debbano trasferire il necessario flusso informativo agli organi di vigilanza federali. La riforma voluta da Gravina nel dicembre scorso va in questa direzione, ma con effetti tutti da valutare rispetto ai trionfalistici, tenuti in questi giorni dal presidente della FIGC. In sintesi, i punti cardine della riforma: ✓Requisiti di onorabilità e solidità finanziaria per chi detiene soggetti giuridici, che intendono acquisire partecipazioni nei club o che le detengono;
✓Capacità finanziaria espressa dagli ultimi tre bilanci dell'attività di impresa estranea al club, proporzionale alle quote detenute o da detenere;
✓Fideiussione bancaria, in base all'iscrizione al campionato di B o di C, a garanzia dei debiti scaduti;
✓Riduzione delle partite passibili di rinuncia (da 4 a 2) per l'esclusione dal campionato;
✓Rinuncia resa obbligatoria anche per carenze organizzative e gestionali, dovute all'assenza di allenatore tesserato e abilitato al settore tecnico, di un medico sociale o di un altro medico autorizzato;
✓Sterilizzazione dei risultati della squadra soggetta ad esclusione del campionato;
✓Black list, che impedisce di acquistare una società a quei soggetti che negli ultimi cinque anni abbiano ricoperto il ruolo di socio, amministratore o dirigente con poteri di rappresentanza in ambito federale in società destinatarie di provvedimenti di esclusione dal campionato o di revoca dell’affiliazione dalla FIGC; (LINK IN BIO per continuare a leggere sulla nostra pagina Facebook)
Il calcio italiano non ha bisogno solo di cure contro improvvidi capitani di ventura, che vedono questo sport come una giostra sulla quale salire e scendere a proprio piacimento, senza mai pagare il biglietto. Il calcio italiano ha bisogno di regole serie alla fonte, tali da evitare che la credibilità del sistema stesso venga minata. Vicende come quella del Football Club Rieti Srl non devono essere viste a mo' vetrina, sulla quale testare l'efficacia di riforme federali, ma il fallimento di un modo ormai superato di intendere il calcio. In un'economia di mercato che richiede trasparenza e rendicontazione per gli stakeholder, è inammissibile che società calcistiche - anche minori - non debbano trasferire il necessario flusso informativo agli organi di vigilanza federali. La riforma voluta da Gravina nel dicembre scorso va in questa direzione, ma con effetti tutti da valutare rispetto ai trionfalistici, tenuti in questi giorni dal presidente della FIGC. In sintesi, i punti cardine della riforma: ✓Requisiti di onorabilità e solidità finanziaria per chi detiene soggetti giuridici, che intendono acquisire partecipazioni nei club o che le detengono; ✓Capacità finanziaria espressa dagli ultimi tre bilanci dell'attività di impresa estranea al club, proporzionale alle quote detenute o da detenere; ✓Fideiussione bancaria, in base all'iscrizione al campionato di B o di C, a garanzia dei debiti scaduti; ✓Riduzione delle partite passibili di rinuncia (da 4 a 2) per l'esclusione dal campionato; ✓Rinuncia resa obbligatoria anche per carenze organizzative e gestionali, dovute all'assenza di allenatore tesserato e abilitato al settore tecnico, di un medico sociale o di un altro medico autorizzato; ✓Sterilizzazione dei risultati della squadra soggetta ad esclusione del campionato; ✓Black list, che impedisce di acquistare una società a quei soggetti che negli ultimi cinque anni abbiano ricoperto il ruolo di socio, amministratore o dirigente con poteri di rappresentanza in ambito federale in società destinatarie di provvedimenti di esclusione dal campionato o di revoca dell’affiliazione dalla FIGC; (LINK IN BIO per continuare a leggere sulla nostra pagina Facebook)
And just like that we have whole house ducted aircon, 5 long months of saving and just in time for a hot dry Brisbane summer
And just like that we have whole house ducted aircon, 5 long months of saving and just in time for a hot dry Brisbane summer
CARA MENGHADAPI DEBT COLECTOR
Kerap terjadi nasabah takut ketika didatangi Debt Collector/Penagih Hutang yang kadang cukup mengganggu, berikut beberapa tips dalam menghadapi para penagih hutang :
1. Sapalah dengan santun dan minta mereka menunjukkan identitas dan surat tugas. Tanyakan kepada mereka, siapa yang menyuruh mereka datang dan minta nomor telepon yang memberi tugas para penagih utang ini. Jika mereka tak bisa memenuhi permintaan Anda dan Anda ragu pada mereka, persilakan mereka pergi. Katakan, Anda mau istirahat atau sibuk dengan pekerjaan lain.

2. Jika para penagih utang bersikap santun, jelaskan bahwa Anda belum bisa membayar karena kondisi keuangan Anda belum memungkinkan. Sampaikan kepada penagih utang bahwa Anda akan menghubungi yang terkait langsung dengan perkara utang piutang Anda. Jangan berjanji apa-apa kepada para penagih utang.

3. Jika para penagih utang mulai berdebat meneror, persilakan mereka ke luar dari rumah Anda. Hubungi pengurus RT, RW, atau polisi. Sebab, ini pertanda buruk bagi para penagih utang yang mau merampas mobil, motor, atau barang lain yang sedang Anda cicil pembayarannya.

4. Jika para penagih utang berusaha merampas barang cicilan Anda, tolak dan pertahankan barang tetap di tangan Anda. Katakan kepada mereka, tindakan merampas yang mereka lakukan adalah kejahatan. Mereka bisa dijerat Pasal 368, Pasal 365 KUHP Ayat 2, 3, dan 4 junto Pasal 335.
Dalam KUHP jelas disebutkan, yang berhak untuk melakukan eksekusi adalah pengadilan. Jadi, apabila mau mengambil jaminan, harus membawa surat penetapan eksekusi dari pengadilan negeri.Ingatkan kepada mereka, kendaraan cicilan Anda misalnya, adalah milik Anda, sesuai dengan STNK dan BPKB.Kasus ini adalah kasus perdata, bukan pidana. Kasus perdata diselesaikan lewat pengadilan perdata dan bukan lewat penagih utang. Itu sebabnya, polisi pun dilarang ikut campur dalam kasus perdata.

Kasus ini menjadi kasus pidana kalau para penagih utang merampas barang cicilan Anda, meneror, atau menganiaya Anda. Untuk menjerat Anda ke ranah pidana, umumnya perusahaan leasing, bank, atau koperasi akan melaporkan Anda dengan tuduhan penggelapan.

#kreditmacet #solusikreditmacet #debt #hutang #hutang
CARA MENGHADAPI DEBT COLECTOR Kerap terjadi nasabah takut ketika didatangi Debt Collector/Penagih Hutang yang kadang cukup mengganggu, berikut beberapa tips dalam menghadapi para penagih hutang : 1. Sapalah dengan santun dan minta mereka menunjukkan identitas dan surat tugas. Tanyakan kepada mereka, siapa yang menyuruh mereka datang dan minta nomor telepon yang memberi tugas para penagih utang ini. Jika mereka tak bisa memenuhi permintaan Anda dan Anda ragu pada mereka, persilakan mereka pergi. Katakan, Anda mau istirahat atau sibuk dengan pekerjaan lain. 2. Jika para penagih utang bersikap santun, jelaskan bahwa Anda belum bisa membayar karena kondisi keuangan Anda belum memungkinkan. Sampaikan kepada penagih utang bahwa Anda akan menghubungi yang terkait langsung dengan perkara utang piutang Anda. Jangan berjanji apa-apa kepada para penagih utang. 3. Jika para penagih utang mulai berdebat meneror, persilakan mereka ke luar dari rumah Anda. Hubungi pengurus RT, RW, atau polisi. Sebab, ini pertanda buruk bagi para penagih utang yang mau merampas mobil, motor, atau barang lain yang sedang Anda cicil pembayarannya. 4. Jika para penagih utang berusaha merampas barang cicilan Anda, tolak dan pertahankan barang tetap di tangan Anda. Katakan kepada mereka, tindakan merampas yang mereka lakukan adalah kejahatan. Mereka bisa dijerat Pasal 368, Pasal 365 KUHP Ayat 2, 3, dan 4 junto Pasal 335. Dalam KUHP jelas disebutkan, yang berhak untuk melakukan eksekusi adalah pengadilan. Jadi, apabila mau mengambil jaminan, harus membawa surat penetapan eksekusi dari pengadilan negeri.Ingatkan kepada mereka, kendaraan cicilan Anda misalnya, adalah milik Anda, sesuai dengan STNK dan BPKB.Kasus ini adalah kasus perdata, bukan pidana. Kasus perdata diselesaikan lewat pengadilan perdata dan bukan lewat penagih utang. Itu sebabnya, polisi pun dilarang ikut campur dalam kasus perdata. Kasus ini menjadi kasus pidana kalau para penagih utang merampas barang cicilan Anda, meneror, atau menganiaya Anda. Untuk menjerat Anda ke ranah pidana, umumnya perusahaan leasing, bank, atau koperasi akan melaporkan Anda dengan tuduhan penggelapan. #kreditmacet #solusikreditmacet #debt #hutang #hutang
@CryptoCrunchApp - ‘Plan A Has Failed’ — Global Debt to Hit $255T or $12.1M per Bitcoin.
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The world’s combined debt will hit $255 trillion by the end of 2019 — equal to $32,500 for each person on the planet or $12.1 million per Bitcoin (BTC). Bitcoin figures reacted with shock to the latest figures from the Institute of International Finance, which this month updated its Global Debt Monitor. Never before has the combined debt of the world been so high. As Bitcoin continues to rise in prominence, efforts have increased to educate consumers about its benefits as money which no authority or single actor can manipulate.
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#bitcoin #btc #cryptomarket #ethereum #debt #cryptocurrency #unitedstates #enterpreneur
@CryptoCrunchApp - ‘Plan A Has Failed’ — Global Debt to Hit $255T or $12.1M per Bitcoin. . . The world’s combined debt will hit $255 trillion by the end of 2019 — equal to $32,500 for each person on the planet or $12.1 million per Bitcoin (BTC). Bitcoin figures reacted with shock to the latest figures from the Institute of International Finance, which this month updated its Global Debt Monitor. Never before has the combined debt of the world been so high. As Bitcoin continues to rise in prominence, efforts have increased to educate consumers about its benefits as money which no authority or single actor can manipulate. . . 👨‍🚀 Follow our work ⬇⬇⬇⬇⬇⁠ .⠀⁠ 1️⃣ News Updates ➡ @CryptoCrunchApp⁠ .⁠ .⁠ 2️⃣ Crypto Creatives ➡ @CryptoCrunchNews .⁠ .⁠ 3️⃣ Crypto Education ➡ @CryptoHarvard⁠ .⁠ .⁠ 4️⃣ Crypto Memes ➡ @CryptoCrunchMemes⁠ ⠀⁠ .⁠ 🔔Turn on Post Notifications🔔⁠ . 👨🏼‍💻Save posts to check Later Again 👓⁠ ⠀⁠ Join our Telegram channel now, to keep up with the latest news and price action. 🔊 .⠀⁠ 👆👆👆Link in bio. 👆👆👆⠀⁠ .⁠ .⁠ #️⃣ Follow #CryptoCrunchApp⁠ .⁠ .⁠ 📖 Read more: CryptoCrunchApp.com .⠀⁠ .⠀⁠ .⠀⁠ #bitcoin #btc #cryptomarket #ethereum #debt #cryptocurrency #unitedstates #enterpreneur
‘Plan A Has Failed’ — Global Debt to Hit $255T or $12.1M per Bitcoin 
The world’s combined debt will hit $255 trillion by the end of 2019 — equal to $32,500 for each person on the planet or $12.1 million per #Bitcoin (BTC). Bitcoin figures reacted with shock to the latest figures from the Institute of International Finance, which this month updated its Global #Debt Monitor. $12.1 Million per single Bitcoin
By the end of the year, the world’s debt will have expanded by an extra $12 trillion compared to the end of 2018. 
The timely data comes as United States national debt alone hits $23 trillion, with the Federal Reserve undaunted by the idea of debt continuing to expand. 
As reported, while Fed chair Jerome Powell has described the current debt trajectory as “unsustainable,” he considers there to be no critical problems with not paying it off. 
For Bitcoin proponents, however, the verdict on the fiat economy creating over $12 million of debt for each Bitcoin that will ever exist was obvious. “Plan A has already failed,” online analyst Rhythm summarized on Nov. 15. “That’s how you fight the war today”
Never before has the combined debt of the world been so high. As Bitcoin continues to rise in prominence, efforts have increased to educate consumers about its benefits as hard money — money which no authority or single actor can manipulate. 
Fiat currency, on the other hand, can be manipulated ad infinitum by central banks through economic policy. Continuing arguments made by Saifedean Ammous in his popular book, “The Bitcoin Standard,” Trace Mayer this week appealed to listeners of the Tales from the Crypt podcast to take back control of their finances. “Are you going to claim your monetary sovereignty? Hold your own private keys? Run your own full node? That’s how you fight the war today,” he said. 
Mayer also runs Proof of Keys, an annual event aimed at existing Bitcoin holders, challenging them to remove their holdings from third party wallets on Jan. 3. 
#bitcoininfo #bitcoinnews #forbes #cryptocurrency #sharecrypto #lesa
‘Plan A Has Failed’ — Global Debt to Hit $255T or $12.1M per Bitcoin The world’s combined debt will hit $255 trillion by the end of 2019 — equal to $32,500 for each person on the planet or $12.1 million per #Bitcoin (BTC). Bitcoin figures reacted with shock to the latest figures from the Institute of International Finance, which this month updated its Global #Debt Monitor. $12.1 Million per single Bitcoin By the end of the year, the world’s debt will have expanded by an extra $12 trillion compared to the end of 2018. The timely data comes as United States national debt alone hits $23 trillion, with the Federal Reserve undaunted by the idea of debt continuing to expand. As reported, while Fed chair Jerome Powell has described the current debt trajectory as “unsustainable,” he considers there to be no critical problems with not paying it off. For Bitcoin proponents, however, the verdict on the fiat economy creating over $12 million of debt for each Bitcoin that will ever exist was obvious. “Plan A has already failed,” online analyst Rhythm summarized on Nov. 15. “That’s how you fight the war today” Never before has the combined debt of the world been so high. As Bitcoin continues to rise in prominence, efforts have increased to educate consumers about its benefits as hard money — money which no authority or single actor can manipulate. Fiat currency, on the other hand, can be manipulated ad infinitum by central banks through economic policy. Continuing arguments made by Saifedean Ammous in his popular book, “The Bitcoin Standard,” Trace Mayer this week appealed to listeners of the Tales from the Crypt podcast to take back control of their finances. “Are you going to claim your monetary sovereignty? Hold your own private keys? Run your own full node? That’s how you fight the war today,” he said. Mayer also runs Proof of Keys, an annual event aimed at existing Bitcoin holders, challenging them to remove their holdings from third party wallets on Jan. 3. #bitcoininfo #bitcoinnews #forbes #cryptocurrency #sharecrypto #lesa
With Christmas just around the corner, many people may be feeling the stress of: 🎄What do I buy? 🎄How much do I spend? 🎄I haven’t budgeted for this 🎄Where is the money going to come from?

Some people may even go into debt and use their credit cards, after pay or zip pay services to buy gifts.

Christmas is a time of joy, time to spend with family and relax, rejuvenate and enjoy the holiday season. It is not a time for stress. A gift from the heart, something made, or just spending time with people is better than going into debt to try to impress or win love. You family loves you regardless.❤️✨ Don’t go into debt to impress others, be truthful to yourself and if the purchase is going to cause you to start the New Year with debt and stress…it probably isn’t worth the financial stress.💰 The holiday season is time for festivities, joy, love and of coarse lots of food and drinks – Enjoy it.🎄🥰🤶🏼✨🥧 .
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#financiallysavvy #financiallysavvysociety #freedom #christmas #joy #love #presents #debt #giving #love #holidays #festivities #kindness #merrychristmas #christmasgifts #financialstressreduction #christmasfinances #christmasfinancesolutions #debtfreecommunity #debtfreejourney #familygifts
With Christmas just around the corner, many people may be feeling the stress of: 🎄What do I buy? 🎄How much do I spend? 🎄I haven’t budgeted for this 🎄Where is the money going to come from? Some people may even go into debt and use their credit cards, after pay or zip pay services to buy gifts. Christmas is a time of joy, time to spend with family and relax, rejuvenate and enjoy the holiday season. It is not a time for stress. A gift from the heart, something made, or just spending time with people is better than going into debt to try to impress or win love. You family loves you regardless.❤️✨ Don’t go into debt to impress others, be truthful to yourself and if the purchase is going to cause you to start the New Year with debt and stress…it probably isn’t worth the financial stress.💰 The holiday season is time for festivities, joy, love and of coarse lots of food and drinks – Enjoy it.🎄🥰🤶🏼✨🥧 . . . #financiallysavvy #financiallysavvysociety #freedom #christmas #joy #love #presents #debt #giving #love #holidays #festivities #kindness #merrychristmas #christmasgifts #financialstressreduction #christmasfinances #christmasfinancesolutions #debtfreecommunity #debtfreejourney #familygifts
Perfection should never be the goal. Otherwise, the outcome will always be a failure. Set the standards high. If you do not do it for yourself, no one else will. You should strive for progress but not perfection.
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#PioneerGroup #PrepareWithPioneer #ImagineThis #StriveFrorProgress #Perfection #Competition #Money #Free #PioneerDebtSolutions #DebtReviewWorks #DebtFree #Debt #DebtSolutions #DebtWipeOut #DebtRelief #Wealth #Win #DebtFreeCommunity #DebtFreeJourney #DebtFreeSociaty #DebtFreeFamily #DebtFreeNation #PersonalFinance #FinancialWellness #FinancialFreedom #FinancialHealth #FinanacialWealth #PersonalFinance #Finance
Thinking about upgrading your existing equipment or purchasing the very latest technology or machinery for your business. 
Our latest article - "The Small Owner’s Definitive Guide To Equipment Finance" discusses asset finance further.
See link in bio on our website

#conquer #finance #mortgage #broker #personal #business #residential #commercial #debt #lending #smallbusiness #businessowner #melbourne #australia #socialmediamarketing #socialmedia
Thinking about upgrading your existing equipment or purchasing the very latest technology or machinery for your business. Our latest article - "The Small Owner’s Definitive Guide To Equipment Finance" discusses asset finance further. See link in bio on our website #conquer #finance #mortgage #broker #personal #business #residential #commercial #debt #lending #smallbusiness #businessowner #melbourne #australia #socialmediamarketing #socialmedia
‘Plan A Has Failed’ — Global Debt to Hit $255T or $12.1M per Bitcoin 
The world’s combined debt will hit $255 trillion by the end of 2019 — equal to $32,500 for each person on the planet or $12.1 million per #Bitcoin (BTC). Bitcoin figures reacted with shock to the latest figures from the Institute of International Finance, which this month updated its Global #Debt Monitor. $12.1 Million per single Bitcoin
By the end of the year, the world’s debt will have expanded by an extra $12 trillion compared to the end of 2018. 
The timely data comes as United States national debt alone hits $23 trillion, with the Federal Reserve undaunted by the idea of debt continuing to expand. 
As reported, while Fed chair Jerome Powell has described the current debt trajectory as “unsustainable,” he considers there to be no critical problems with not paying it off. 
For Bitcoin proponents, however, the verdict on the fiat economy creating over $12 million of debt for each Bitcoin that will ever exist was obvious. “Plan A has already failed,” online analyst Rhythm summarized on Nov. 15. “That’s how you fight the war today”
Never before has the combined debt of the world been so high. As Bitcoin continues to rise in prominence, efforts have increased to educate consumers about its benefits as hard money — money which no authority or single actor can manipulate. 
Fiat currency, on the other hand, can be manipulated ad infinitum by central banks through economic policy. Continuing arguments made by Saifedean Ammous in his popular book, “The Bitcoin Standard,” Trace Mayer this week appealed to listeners of the Tales from the Crypt podcast to take back control of their finances. “Are you going to claim your monetary sovereignty? Hold your own private keys? Run your own full node? That’s how you fight the war today,” he said. 
Mayer also runs Proof of Keys, an annual event aimed at existing Bitcoin holders, challenging them to remove their holdings from third party wallets on Jan. 3. 
#bitcoininfo
‘Plan A Has Failed’ — Global Debt to Hit $255T or $12.1M per Bitcoin The world’s combined debt will hit $255 trillion by the end of 2019 — equal to $32,500 for each person on the planet or $12.1 million per #Bitcoin (BTC). Bitcoin figures reacted with shock to the latest figures from the Institute of International Finance, which this month updated its Global #Debt Monitor. $12.1 Million per single Bitcoin By the end of the year, the world’s debt will have expanded by an extra $12 trillion compared to the end of 2018. The timely data comes as United States national debt alone hits $23 trillion, with the Federal Reserve undaunted by the idea of debt continuing to expand. As reported, while Fed chair Jerome Powell has described the current debt trajectory as “unsustainable,” he considers there to be no critical problems with not paying it off. For Bitcoin proponents, however, the verdict on the fiat economy creating over $12 million of debt for each Bitcoin that will ever exist was obvious. “Plan A has already failed,” online analyst Rhythm summarized on Nov. 15. “That’s how you fight the war today” Never before has the combined debt of the world been so high. As Bitcoin continues to rise in prominence, efforts have increased to educate consumers about its benefits as hard money — money which no authority or single actor can manipulate. Fiat currency, on the other hand, can be manipulated ad infinitum by central banks through economic policy. Continuing arguments made by Saifedean Ammous in his popular book, “The Bitcoin Standard,” Trace Mayer this week appealed to listeners of the Tales from the Crypt podcast to take back control of their finances. “Are you going to claim your monetary sovereignty? Hold your own private keys? Run your own full node? That’s how you fight the war today,” he said. Mayer also runs Proof of Keys, an annual event aimed at existing Bitcoin holders, challenging them to remove their holdings from third party wallets on Jan. 3. #bitcoininfo
Datoria globală a crescut de la extraordinar la uluitor. Citiți articolul pe bursa ro .
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#globaldebt #debt #datorie #terra #bani #money #stiri #romania #bucuresti #bucharest #bucurești #cluj #timisoara #constanta #iasi #craiova #sibiu #ploiesti #brașov
Datoria globală a crescut de la extraordinar la uluitor. Citiți articolul pe bursa ro . . . . . . . . #globaldebt #debt #datorie #terra #bani #money #stiri #romania #bucuresti #bucharest #bucurești #cluj #timisoara #constanta #iasi #craiova #sibiu #ploiesti #brașov
Langkah2 sederhana ini bisa dimulai kapan saja asalkan kita konsisten menjalankannya. Sebetulnya yang paling menyulitkan untuk melunasi hutang karena kita kewalahan untuk berpikir terstruktur untuk melunasinya.

1. Coba buat list atau daftar hutang yang harus kita bayar. Misal cicilan handphone,  mobil atau utang konsumtif lainnya.

2. Jangan menambah beban arus kas-mu lagi dengan menambah hutang yang tidak perlu. Lebih baik meng-eliminasi kartu kredit yang tidak terpakai.

3. Mulai lunasi hutang yang ada, kita bisa memilih untuk menggunakan metode Debt Snowball atau Debt Avalanche. Keduanya memiliki keunikannya tersediri.

Snowball: prioritas berdasarkan besarnya pokok hutang.
Avalanche: prioritas berdasarkan tingkat suku bunga.

Semoga membantu menambah pengetahuan kita yah :). Follow @goc.group for more positive and useful contents

#gocgroup #goc #success #sukses #financialplanning #entrepreneur #pengusaha #bisnis #positivelife #contentcreator #bebasutang #pengusahamuda #entrepreneurship #utang #debt #milenials #manajemenkeuangan #edukasiuang #mengaturkeuangan #debtfree #cashflow #financialplanning #financialplanner #prudential
Langkah2 sederhana ini bisa dimulai kapan saja asalkan kita konsisten menjalankannya. Sebetulnya yang paling menyulitkan untuk melunasi hutang karena kita kewalahan untuk berpikir terstruktur untuk melunasinya. 1. Coba buat list atau daftar hutang yang harus kita bayar. Misal cicilan handphone, mobil atau utang konsumtif lainnya. 2. Jangan menambah beban arus kas-mu lagi dengan menambah hutang yang tidak perlu. Lebih baik meng-eliminasi kartu kredit yang tidak terpakai. 3. Mulai lunasi hutang yang ada, kita bisa memilih untuk menggunakan metode Debt Snowball atau Debt Avalanche. Keduanya memiliki keunikannya tersediri. Snowball: prioritas berdasarkan besarnya pokok hutang. Avalanche: prioritas berdasarkan tingkat suku bunga. Semoga membantu menambah pengetahuan kita yah :). Follow @goc.group for more positive and useful contents #gocgroup #goc #success #sukses #financialplanning #entrepreneur #pengusaha #bisnis #positivelife #contentcreator #bebasutang #pengusahamuda #entrepreneurship #utang #debt #milenials #manajemenkeuangan #edukasiuang #mengaturkeuangan #debtfree #cashflow #financialplanning #financialplanner #prudential
I realllyyyy don’t know how I’m going to manage another 2 months of not working but some how I will make it through... AGAIN. I just hurts so much because it’s the holiday season and I would love to be able to go back home for the holidays😔 but I just remind myself every 5mins that everything happens for a reason. ⭐️
• #budgetplanner #debtfreejourney #debt #debtfreecommunity #debtfree #debtsnowball #debtfreegoals #debtfreedom #debtisdumb #debtfreeclutterfree #love #real #realbudget #reallife #debtfreecommunityuk #life #finacial #financialfreedom #financialliteracy #financialindependence #financialadvisor #debtpayoff #love #debtavalanche #debtmanagement
I realllyyyy don’t know how I’m going to manage another 2 months of not working but some how I will make it through... AGAIN. I just hurts so much because it’s the holiday season and I would love to be able to go back home for the holidays😔 but I just remind myself every 5mins that everything happens for a reason. ⭐️ • #budgetplanner #debtfreejourney #debt #debtfreecommunity #debtfree #debtsnowball #debtfreegoals #debtfreedom #debtisdumb #debtfreeclutterfree #love #real #realbudget #reallife #debtfreecommunityuk #life #finacial #financialfreedom #financialliteracy #financialindependence #financialadvisor #debtpayoff #love #debtavalanche #debtmanagement
Christians carry a debt to the world since we have been entrusted with the gospel of Jesus Christ. 
I am under obligation both to Greeks and to barbarians, both to the wise and to the foolish. So I am eager to preach the gospel to you also who are in Rome. For I am not ashamed of the gospel, for it is the power of God for salvation to everyone who believes, to the Jew first and also to the Greek.
Romans 1:14-16

#Gospel #debt #world #Romans #Christian #scripture #JohnStott
Christians carry a debt to the world since we have been entrusted with the gospel of Jesus Christ. I am under obligation both to Greeks and to barbarians, both to the wise and to the foolish. So I am eager to preach the gospel to you also who are in Rome. For I am not ashamed of the gospel, for it is the power of God for salvation to everyone who believes, to the Jew first and also to the Greek. Romans 1:14-16 #Gospel #debt #world #Romans #Christian #scripture #JohnStott
Hmmm I can’t possibly think of a way this could go wrong... 🤔 
Definitely would keep my budget for presents down though! 😜
How do you keep a reasonable present budget? Comment below ⬇️
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#debt #debtfree #debtfreecommunity #debtfreescream #debtisdumb #cashisking #workingforthefuture #financialindependence #moneytalks #getoutofdebt #livebelowyourmeans #babysteps #budget #budgeting #coupleswhobudget #debtfreemillenial #debtfreechristmas
Hmmm I can’t possibly think of a way this could go wrong... 🤔 Definitely would keep my budget for presents down though! 😜 How do you keep a reasonable present budget? Comment below ⬇️ . . . . . #debt #debtfree #debtfreecommunity #debtfreescream #debtisdumb #cashisking #workingforthefuture #financialindependence #moneytalks #getoutofdebt #livebelowyourmeans #babysteps #budget #budgeting #coupleswhobudget #debtfreemillenial #debtfreechristmas
If you're a Canadian banking with RBC and you're not using the Ampli app, WHY NOT!?! In September they had a contest where you could win $50,000 or one of 100 $100 Petro Canada gift cards, just for having your accounts linked! So thankful to have $100 worth of gas covered this month!
#debtfreecommunity #budget #ampli #rbc #journeytodebtfree #daveramsey #freegas #cash #studentloans #debt #debtfreedom #debtfreeby23
If you're a Canadian banking with RBC and you're not using the Ampli app, WHY NOT!?! In September they had a contest where you could win $50,000 or one of 100 $100 Petro Canada gift cards, just for having your accounts linked! So thankful to have $100 worth of gas covered this month! #debtfreecommunity #budget #ampli #rbc #journeytodebtfree #daveramsey #freegas #cash #studentloans #debt #debtfreedom #debtfreeby23
I haven’t posted about money for a while. I know there are some polarized opinions about opening credit for the purpose of #balancetransfer, so I almost didn’t post anything about this. However, it’s a #reality for me due to the amount of #debt and the interest rate at which a portion of my debt resides. There are very hard and fast rules to this strategy, and I’m looking hard for the best option for which to apply. Tonight I’m deciding between Citi Double Cash and Chase Freedom. 0% intro for 18 vs 15 months; after-intro APR comparable; $0 annual fee for both. The #perks don’t matter Bc this account is a very specific tool and won’t be used for any actual purchases, just as a holding account for a balance so it doesn’t continue accruing at its current #interestrate. Who out there in the #dfc #debtfreecommunity has used this strategy? #debtfreejourney #studentdebt #studentloans #financialdecisions #indebted #debtpayoff #babysteps #savings #nospenddays #last90days #starttodayjournal #goals #ipaidoffALLmydebt
I haven’t posted about money for a while. I know there are some polarized opinions about opening credit for the purpose of #balancetransfer, so I almost didn’t post anything about this. However, it’s a #reality for me due to the amount of #debt and the interest rate at which a portion of my debt resides. There are very hard and fast rules to this strategy, and I’m looking hard for the best option for which to apply. Tonight I’m deciding between Citi Double Cash and Chase Freedom. 0% intro for 18 vs 15 months; after-intro APR comparable; $0 annual fee for both. The #perks don’t matter Bc this account is a very specific tool and won’t be used for any actual purchases, just as a holding account for a balance so it doesn’t continue accruing at its current #interestrate. Who out there in the #dfc #debtfreecommunity has used this strategy? #debtfreejourney #studentdebt #studentloans #financialdecisions #indebted #debtpayoff #babysteps #savings #nospenddays #last90days #starttodayjournal #goals #ipaidoffALLmydebt
Progress... please donate at Movember.com.au
#nofuss #salarypackaging #salarypackagingpeople
Progress... please donate at Movember.com.au #nofuss #salarypackaging #salarypackagingpeople
Refinace while on chapter 13! The facts that financial advisors and attorneys recommend to file chapter 13 knowing you have equity in your home blows my mind!
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#chapter13 #bankruptcy #bankrupt #refinance #mortgage #loanofficer #creditrepairservices #credit #equity #liability #bills #consolidate #debt #debtfree #creditcard #trustee #cleveland #westcleveland #ohio #house #best #professional
Refinace while on chapter 13! The facts that financial advisors and attorneys recommend to file chapter 13 knowing you have equity in your home blows my mind! . . . #chapter13 #bankruptcy #bankrupt #refinance #mortgage #loanofficer #creditrepairservices #credit #equity #liability #bills #consolidate #debt #debtfree #creditcard #trustee #cleveland #westcleveland #ohio #house #best #professional
Refinace while on chapter 13! The facts that financial advisors and attorneys recommend to file chapter 13 knowing you have equity in your home blows my mind!
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#chapter13 #bankruptcy #bankrupt #refinance #mortgage #loanofficer #creditrepairservices #credit #equity #liability #bills #consolidate #debt #debtfree #creditcard #trustee #cleveland #westcleveland #ohio #house #best #professional
Refinace while on chapter 13! The facts that financial advisors and attorneys recommend to file chapter 13 knowing you have equity in your home blows my mind! . . . #chapter13 #bankruptcy #bankrupt #refinance #mortgage #loanofficer #creditrepairservices #credit #equity #liability #bills #consolidate #debt #debtfree #creditcard #trustee #cleveland #westcleveland #ohio #house #best #professional
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