#budget

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CASH runs financial education and coaching programs year-round to help families achieve their goals. 575 South Charles Street, Baltimore, MD 21201 #Keohomes #Money #Budget #Savings #financialtuesdays #FinancialLiteracy #CASHCampaign #Creating #Assets #Savings #Hope
CASH runs financial education and coaching programs year-round to help families achieve their goals. 575 South Charles Street, Baltimore, MD 21201 #Keohomes #Money #Budget #Savings #financialtuesdays #FinancialLiteracy #CASHCampaign #Creating #Assets #Savings #Hope
When you're slap happy from working on the computer so long! 😳😳😳😳😂😂😂😂
#lovemykids #riverpointsportsandwellness #powerpoint #theoffice #sleepy #budget
When you're slap happy from working on the computer so long! 😳😳😳😳😂😂😂😂 #lovemykids #riverpointsportsandwellness #powerpoint #theoffice #sleepy #budget
We finally received our tax bill for 2018, about $4000. I knew it was coming and hopefully it will be the last big one.  That isn’t everything though. A couple months ago we took out a personal loan for $30k to buy into the firm my husband works at. It’s an amazing firm and I believe to be a great investment, I just wish we would if had the 30k instead of having to borrow it. I wasn’t counting it in our personal debt because it’s “business” but either way it’s still ours.  I have mixed feelings because I follow a few different financial gurus, some believe in good debt and some don’t. I don’t know what the best strategy is, but this is the one that my husband and I decided on. I hope it pays off and gets paid off.
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#debtfreejourney #debtfreecommunity #accountability #beweird #debtisdumb #frugalmom #budget #frugalliving #momlife #minimalist #simplelife #simpleliving #momonabudget #momof5 #familyof7 #personalfinance #getoutofdebt #money #emergencyfund #goals #personalfinance #fire #firecommunity
#instagramer #me #motivation #accountability
We finally received our tax bill for 2018, about $4000. I knew it was coming and hopefully it will be the last big one. That isn’t everything though. A couple months ago we took out a personal loan for $30k to buy into the firm my husband works at. It’s an amazing firm and I believe to be a great investment, I just wish we would if had the 30k instead of having to borrow it. I wasn’t counting it in our personal debt because it’s “business” but either way it’s still ours. I have mixed feelings because I follow a few different financial gurus, some believe in good debt and some don’t. I don’t know what the best strategy is, but this is the one that my husband and I decided on. I hope it pays off and gets paid off. : : #debtfreejourney #debtfreecommunity #accountability #beweird #debtisdumb #frugalmom #budget #frugalliving #momlife #minimalist #simplelife #simpleliving #momonabudget #momof5 #familyof7 #personalfinance #getoutofdebt #money #emergencyfund #goals #personalfinance #fire #firecommunity #instagramer #me #motivation #accountability
New House of Marley wireless headphones make music eco-friendly
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https://www.techradar.com/uk/news/new-house-of-marley-wireless-headphones-make-music-eco-friendly
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#headsets
#audiophile #hiendaudio 
#headset #wirelessheadphones
#studiogear #headsetbluetooth
#headphoneaudio
#headphonewiress
#headsetsbass
#bluetoothearphones
#bluetoothheadphones
#jaybird #bluetooth 
#wirelessheadphone #earphone
#earbuds #bluetoothheadsets
#highendaudio #sportsearphones 
#earbud #highfidelity
#speakerbluetooth
#wirelessspeaker #musician
#budget #wiredearphones 
#earphones
New House of Marley wireless headphones make music eco-friendly . . . . https://www.techradar.com/uk/news/new-house-of-marley-wireless-headphones-make-music-eco-friendly . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . #headsets #audiophile #hiendaudio #headset #wirelessheadphones #studiogear #headsetbluetooth #headphoneaudio #headphonewiress #headsetsbass #bluetoothearphones #bluetoothheadphones #jaybird #bluetooth #wirelessheadphone #earphone #earbuds #bluetoothheadsets #highendaudio #sportsearphones #earbud #highfidelity #speakerbluetooth #wirelessspeaker #musician #budget #wiredearphones #earphones
Make a minimum of $38,000 in 14 days using the strategy and the right tools. Try it today and thank me tomorrow
DM ME IF INTERESTED 
#capital
#crypto #crytocurrencies #moneyinterested #money #businessinsider #budget #realestate #richforever #stocktrading #manager #miami #dubai #mexico #eurusd #europe #workfromhome #worldwide #financialfreedom #investwisely #denmark #greece #getrich #germanytrade #legitmoneymakingopportunity"
Vintage Beaded Flower Mini Handbag // $30 .
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✖️Pick up in Marda Loop ✖️ DM to pick up or purchase through link in bio! ✖️Cash, credit, e-transfer accepted ✖️try-ons welcome
Vintage Beaded Flower Mini Handbag // $30 . . . . ✖️Pick up in Marda Loop ✖️ DM to pick up or purchase through link in bio! ✖️Cash, credit, e-transfer accepted ✖️try-ons welcome
New Report: Optimizing Cloud Security: Extend & Standardize Protection @IDC #CloudSecurity #Protection #cloud_services #SaaS #IT #budget #ITsecurity #public_cloud_adoption https://www.mysecuritymarketplace.com/product/optimizing-cloud-security-extend-standardize-protection/
New Report: Optimizing Cloud Security: Extend & Standardize Protection @IDC #CloudSecurity #Protection #cloud_services #SaaS #IT #budget #ITsecurity #public_cloud_adoption https://www.mysecuritymarketplace.com/product/optimizing-cloud-security-extend-standardize-protection/
What is your "Why" on this financial journey?

I've been pondering this lately and trying to refine my reasons so they can be inspiration in those low-motivation times. 
But today, my son brought me 4 flowers as we were getting into the car. This isn't unsual (I have a whole collection on my dashboard) but today he had reasons for each one... 🌼 "This is for saving money."
🌼 "This is for your selling."
🌼 "This is for having your goals."
🌼 "...and this one if for doing a good job." My son is 5 years old and already taking in the lessons and changes I've been making since I started embracing this journey. 
This is my "Why". I want to achieve financial security & freedom for my family, and I want my kids to know I prioritised them and did all I could to create the best life for us.
What is your "Why" on this financial journey? I've been pondering this lately and trying to refine my reasons so they can be inspiration in those low-motivation times. But today, my son brought me 4 flowers as we were getting into the car. This isn't unsual (I have a whole collection on my dashboard) but today he had reasons for each one... 🌼 "This is for saving money." 🌼 "This is for your selling." 🌼 "This is for having your goals." 🌼 "...and this one if for doing a good job." My son is 5 years old and already taking in the lessons and changes I've been making since I started embracing this journey. This is my "Why". I want to achieve financial security & freedom for my family, and I want my kids to know I prioritised them and did all I could to create the best life for us.
#money Need help making a monthly budget? Budgeting is a great way to see where your money is going every month to keep your spending in check: 
1.Start by taking all your monthly income, 
2.after taxes. 
3.Add all your monthly expenses 
4. and subtract your expenses from your income.
 This will be the money you have left over for savings.

#budgeting #goals #budgethacks #planning #saving #savingstips #budget #moneytips #moneysaver #savemoney #moneytalks #moneymatters #personalfinance #moneysaver #millennialmoney #moneymanagement #tax #payment
#money Need help making a monthly budget? Budgeting is a great way to see where your money is going every month to keep your spending in check: 1.Start by taking all your monthly income, 2.after taxes. 3.Add all your monthly expenses 4. and subtract your expenses from your income. This will be the money you have left over for savings. #budgeting #goals #budgethacks #planning #saving #savingstips #budget #moneytips #moneysaver #savemoney #moneytalks #moneymatters #personalfinance #moneysaver #millennialmoney #moneymanagement #tax #payment
Companies reel people in with honeymoon deals, then rely on customers being lazy and not shopping around for better rates at renewal time 🤦🏽‍♀️
When this year's internet security subscription was due to expire, I had a look at reviews. My provider was still equal first for security, so I decided to stay with them. My provider had been kind enough to email me a renewal notice for $119.99  Around a full time job and getting the house ready for a housemate to move in, I was very busy and it would have been so very easy to hit 'renew'. Instead, I spent 10 minutes searching for a better price for the same package, and found it for $65.47.

Saving: $55.52. In itself, it isn't a huge amount, but over the course of a year these amounts add up to a lot of extra money for me to use or invest.

#frugal #frugalliving #frugallife #budget #budgettips #saving #savings #savingmoneytips #savingstips #debtfreecommunity #debtfreelife #debtfreeliving #ozsavingcommunity #barefootinvestor #compareandsave #costofliving #bills #financialfreedom #financialindependence #everydollarcounts #billshack
Companies reel people in with honeymoon deals, then rely on customers being lazy and not shopping around for better rates at renewal time 🤦🏽‍♀️ When this year's internet security subscription was due to expire, I had a look at reviews. My provider was still equal first for security, so I decided to stay with them. My provider had been kind enough to email me a renewal notice for $119.99 Around a full time job and getting the house ready for a housemate to move in, I was very busy and it would have been so very easy to hit 'renew'. Instead, I spent 10 minutes searching for a better price for the same package, and found it for $65.47. Saving: $55.52. In itself, it isn't a huge amount, but over the course of a year these amounts add up to a lot of extra money for me to use or invest. #frugal #frugalliving #frugallife #budget #budgettips #saving #savings #savingmoneytips #savingstips #debtfreecommunity #debtfreelife #debtfreeliving #ozsavingcommunity #barefootinvestor #compareandsave #costofliving #bills #financialfreedom #financialindependence #everydollarcounts #billshack
Pay all your debts and bills today with the profit my broker will generate for you. The payout is 100% guaranteed. You don't need to pay any fees during withdrawals, with the Minimum of $1000 you earn 85% of your invested fund. Everything is legitimate, with enough proof to show you. So if you desire to be financially free, just inbox me, so that we can get started. 📊#invest #wealth #stocks #money#investing #budget #investor #kids#investment #business #cash #resp#rich #stockmarket #entrepreneur#multipleincomestreams #trading#trader #entrepreneurship#moneyteam #finance #hustle#realestate #realtor #profit#personalfinance #startup #wallstreet#investments #debt
Pay all your debts and bills today with the profit my broker will generate for you. The payout is 100% guaranteed. You don't need to pay any fees during withdrawals, with the Minimum of $1000 you earn 85% of your invested fund. Everything is legitimate, with enough proof to show you. So if you desire to be financially free, just inbox me, so that we can get started. 📊#invest #wealth #stocks #money#investing #budget #investor #kids#investment #business #cash #resp#rich #stockmarket #entrepreneur#multipleincomestreams #trading#trader #entrepreneurship#moneyteam #finance #hustle#realestate #realtor #profit#personalfinance #startup #wallstreet#investments #debt
What are you doing differently today that will set you up for a better future?

I’m spending time with the kids and being patient ❤️
(Moving our tv in the basement this weekend) 
Learning more about finance and looking at getting a financial planner designation or mortgage broker designation 📝 
Putting a lot of sweat into work to avoid mass layoffs round two this year 😟 
We need to start a new schedule for homework, activities and the gym* the gym is my sanity saver and unfortunately, Ive lost a lot of sanity NOT going to the gym over the summer until now. 
Refocus and redirect! 
#debtfreecommunity #debtfreejourney #life #happiness #future #planning #budget #finance #financialindependance #financialfreedom #proximityprinciple #selfreminder #selfcare
What are you doing differently today that will set you up for a better future? I’m spending time with the kids and being patient ❤️ (Moving our tv in the basement this weekend) Learning more about finance and looking at getting a financial planner designation or mortgage broker designation 📝 Putting a lot of sweat into work to avoid mass layoffs round two this year 😟 We need to start a new schedule for homework, activities and the gym* the gym is my sanity saver and unfortunately, Ive lost a lot of sanity NOT going to the gym over the summer until now. Refocus and redirect! #debtfreecommunity #debtfreejourney #life #happiness #future #planning #budget #finance #financialindependance #financialfreedom #proximityprinciple #selfreminder #selfcare
Take control of your personal and business finances today. Get Financially Savvy! #financiallysavvy #financialsuccess #financialfreedom #accountantATL #entrepreneur #businesscredit #finances #personalcredit #bookkeeper #budget #saving #investing #money #atlantaaccountant
Cash envelopes can help you stay on budget for categories such as shopping, groceries, and going out 💃🏻 These cute ones are from Amazon, and they’re laminated for easy labeling! 💰 How do you stay on budget? #adulting #budget #cash #debtfree
Cash envelopes can help you stay on budget for categories such as shopping, groceries, and going out 💃🏻 These cute ones are from Amazon, and they’re laminated for easy labeling! 💰 How do you stay on budget? #adulting #budget #cash #debtfree
|| C O N C E P T  Q|| Probably the first of it's kind in Chennai, a workshop on 'Save+Spend+Share'. With lots of plastic money being used, do kids these days ever wonder how the money comes from?  How tough it is to save? And how tough it is NOT to spend? 
A conceptual understanding workshop that is soooon going to be introduced 📚

#save #spend #share #workshop #economics #finance #math #creative #writing #ConceptQ #concepts #storytelling #stories #Sloka #slokahub #bhajans #afterschoolactivities #artandcraft #annanagar #yoga #yogakids #collaboration #exercises #plasticmoney #budget #chennaikids #chennai #annanagar #strong #foundation
|| C O N C E P T Q|| Probably the first of it's kind in Chennai, a workshop on 'Save+Spend+Share'. With lots of plastic money being used, do kids these days ever wonder how the money comes from? How tough it is to save? And how tough it is NOT to spend? A conceptual understanding workshop that is soooon going to be introduced 📚 #save #spend #share #workshop #economics #finance #math #creative #writing #ConceptQ #concepts #storytelling #stories #Sloka #slokahub #bhajans #afterschoolactivities #artandcraft #annanagar #yoga #yogakids #collaboration #exercises #plasticmoney #budget #chennaikids #chennai #annanagar #strong #foundation
My next vacation spot. I know I’m supposed to sit still for a minute but I have the perfect opportunity to go to Hawaii. I used my Alaska Airlines points for a one way ticket and bought the other way. One of my best friends since high school is in the Navy and stationed in Hawaii. Her ship is docked while it’s having work done. She has an apartment and a car, so the only thing I’m paying for is food and the flight. SCORE! I’ve never been to Hawaii. I’ll be staying in Honolulu Island. Any suggestions or local spots to visit? .
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#dfc #debtfreecommunity #debtfreejourney #budgettravel #budget #hawaiivacation #lastvacationoftheyear
My next vacation spot. I know I’m supposed to sit still for a minute but I have the perfect opportunity to go to Hawaii. I used my Alaska Airlines points for a one way ticket and bought the other way. One of my best friends since high school is in the Navy and stationed in Hawaii. Her ship is docked while it’s having work done. She has an apartment and a car, so the only thing I’m paying for is food and the flight. SCORE! I’ve never been to Hawaii. I’ll be staying in Honolulu Island. Any suggestions or local spots to visit? . ❤️ . #dfc #debtfreecommunity #debtfreejourney #budgettravel #budget #hawaiivacation #lastvacationoftheyear
Vintage Genuine Leather Croc Buckle Purse // $45 .
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✖️Pick up in Marda Loop ✖️ DM to pick up or purchase through link in bio! ✖️Cash, credit, e-transfer accepted ✖️try-ons welcome
Vintage Genuine Leather Croc Buckle Purse // $45 . . . . ✖️Pick up in Marda Loop ✖️ DM to pick up or purchase through link in bio! ✖️Cash, credit, e-transfer accepted ✖️try-ons welcome
Vintage Leather Square Toe Boots // fits sz 7 / $60 .
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✖️Pick up in Marda Loop ✖️ DM to pick up or purchase through link in bio! ✖️Cash, credit, e-transfer accepted ✖️try-ons welcome
Vintage Leather Square Toe Boots // fits sz 7 / $60 . . . . ✖️Pick up in Marda Loop ✖️ DM to pick up or purchase through link in bio! ✖️Cash, credit, e-transfer accepted ✖️try-ons welcome
Last weeks budget got me feeling...#gangsta #inbudget #budget #cashflow #didit #booyah
Last weeks budget got me feeling...#gangsta #inbudget #budget #cashflow #didit #booyah
Today is a great day to create a savings plan! If you need some tips, click the link in the bio! 
#SMMC #SAVEMONEY #BUDGET #GOALS
Today is a great day to create a savings plan! If you need some tips, click the link in the bio! #SMMC #SAVEMONEY #BUDGET #GOALS
It’s still budgeting lol 
#budget #Christmasbudget #christmas #budgetbasics #holidaycheer #christmastime🎄
Welcome to Hawaii!

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Contact us at: 📞 019-6158736 📱 FB - Zephyrus Photography

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#photo #photography #photobooth #budget #kl #event #eventplanner #eventphotography #eventphotographer #backdrop #写真 #hawaii
Welcome to Hawaii! _______________________________________ Contact us at: 📞 019-6158736 📱 FB - Zephyrus Photography _______________________________________ #photo #photography #photobooth #budget #kl #event #eventplanner #eventphotography #eventphotographer #backdrop #写真 #hawaii
#Repost @startablackbusiness with @get_repost
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@startablackbusiness 
We saw this and thought this was valuable info✊🏾
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All things myEcon teaches you! This information is powerful. 
#blackfinance #blackbusinessowners #blackbusinesses #business #businesswoman #businessowner #bosslife #financialfreedom #taxes #debtfree #cashflow #investments #entreprenuer #myecon #creditrepair #fixyourcredit #budget #finance #budgetsofinstagram #cashflow 
We help you: ⬇️ Decrease your #taxes
🥇 Improve your #Credit📈
🥈 Eliminate your #Debt📝
🥉 Increase your #Cashflow💸 👉🏾Watch & Learn how to:  www.howtoshiftyourincome.com
👉🏾 Then Join me: http://rroberts.myecon.net/opportunity-video.php
#Repost @startablackbusiness with @get_repost ・・・ @startablackbusiness We saw this and thought this was valuable info✊🏾 ----- All things myEcon teaches you! This information is powerful. #blackfinance #blackbusinessowners #blackbusinesses #business #businesswoman #businessowner #bosslife #financialfreedom #taxes #debtfree #cashflow #investments #entreprenuer #myecon #creditrepair #fixyourcredit #budget #finance #budgetsofinstagram #cashflow We help you: ⬇️ Decrease your #taxes 🥇 Improve your #Credit📈 🥈 Eliminate your #Debt📝 🥉 Increase your #Cashflow💸 👉🏾Watch & Learn how to: www.howtoshiftyourincome.com 👉🏾 Then Join me: http://rroberts.myecon.net/opportunity-video.php
Day 1 of the #bttkchallenge: Red Pepper Pasta 🍝 (vegan style)⠀⠀⠀⠀⠀⠀⠀⠀⠀
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It was easy and delicious as always. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Get ready for lots of food pics this week during the Back to the Kitchen challenge.
Day 1 of the #bttkchallenge: Red Pepper Pasta 🍝 (vegan style)⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ It was easy and delicious as always. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Get ready for lots of food pics this week during the Back to the Kitchen challenge.
Personal Finance Company, är ett företag som erbjuder ett kostnadsfritt betalkort med funktioner som att splitta notor, skapa veckobudget. Kortet är väldigt lätt att använda och man kan sätta in pengar direkt med swish helt utan dolda avgifter!

Ladda ner appen via länken i min profil!
(Affiliatelänk, så uppskattar alla som använder den)

Ladda ner appen kostnadsfritt, där kan ni läsa om alla funktioner som finns, sedan är det ett enkelt knapptryck för att beställa hem kortet.
Inloggning på appen tar 1 minut och görs med personligt bankid, supersmidigt!

Fördelar med kortet och appen:
Inget valutapåslag i utlandet.
Få koll på dina pengar.
Enkelt att använda.
Kostnadsfritt.

Nackdelar:
Ingen bonus

Detta är ett perfekt kort enligt mig för de som inte vill använda sig av kreditkort och som vill slippa undan storbankernas höga kostnader för betalkort!
Hittils har jag inte stött på några problem med P.F.C, berätta gärna om era erfarenheter!
Personal Finance Company, är ett företag som erbjuder ett kostnadsfritt betalkort med funktioner som att splitta notor, skapa veckobudget. Kortet är väldigt lätt att använda och man kan sätta in pengar direkt med swish helt utan dolda avgifter! Ladda ner appen via länken i min profil! (Affiliatelänk, så uppskattar alla som använder den) Ladda ner appen kostnadsfritt, där kan ni läsa om alla funktioner som finns, sedan är det ett enkelt knapptryck för att beställa hem kortet. Inloggning på appen tar 1 minut och görs med personligt bankid, supersmidigt! Fördelar med kortet och appen: Inget valutapåslag i utlandet. Få koll på dina pengar. Enkelt att använda. Kostnadsfritt. Nackdelar: Ingen bonus Detta är ett perfekt kort enligt mig för de som inte vill använda sig av kreditkort och som vill slippa undan storbankernas höga kostnader för betalkort! Hittils har jag inte stött på några problem med P.F.C, berätta gärna om era erfarenheter!
I just read this quote on @funcheaporfree post and had to save it for myself and share it. This is exactly what I need to say to friends who don’t get why I’m on my #debtfreejourney.
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It doesn’t mean I never spend money or I’m cheap, it means I’m intentional with my spending because there are goals that I would like to hit. A $5 coffee or $40 bar Bill is not worth the goals I have set for myself.
I just read this quote on @funcheaporfree post and had to save it for myself and share it. This is exactly what I need to say to friends who don’t get why I’m on my #debtfreejourney. . It doesn’t mean I never spend money or I’m cheap, it means I’m intentional with my spending because there are goals that I would like to hit. A $5 coffee or $40 bar Bill is not worth the goals I have set for myself.
What’s a 401k? 
This is one of the most common form of retirement plans that are offered by employers. It became popular as employers became less likely to offer pensions. 
There are typically two types: Traditional vs Roth. In a TRADITIONAL 401k your contribution is done pre-tax so it helps lower the amount of taxes you owe at the end of the year. However, you are taxed on the growth of you 401k when you retire and begin drawing money. Meaning it is counted as income!!
In a ROTH 401k your contribution is done post-tax, so it does not lower your tax bill in the year you contribute. However, you are not taxed on the growth of your investment. This means when you begin to withdraw money in retirement the government will not tax this money as income. 
Both of these plans have a clause that you cannot withdraw prior to 59 1/2 without a penalty. Which is normally 10% early-withdrawal fee of what you withdraw. A Roth does allow for you to take out only what you have contributed prior to this age, but it is not encouraged!!! Most employers will offer a “MATCH” meaning they will give you a certain amount of money per percentage you contribute! This is FREE MONEY and highly encouraged to at least contribute enough to get the FULL MATCH. This can vary by employer. If you are doing ROTH and your employer still matches, the money they contribute will go into a traditional 401k and will be subject to taxes at retirement. 
The last word is VESTING: This one is super important to understand because it will let you know when your employers contributions are yours!!! Some employers offer immediate vesting meaning from day 1 all their contributions belong to you and you can take them with you if you leave the job. Most are prorated ranging from 1 to 5 years until being fully vested and being able to own and take THEIR contributions with you. 
Do you know all your options at work? 
#letstalkaboutdebt #99problemsdebtaintw1n
What’s a 401k? This is one of the most common form of retirement plans that are offered by employers. It became popular as employers became less likely to offer pensions. There are typically two types: Traditional vs Roth. In a TRADITIONAL 401k your contribution is done pre-tax so it helps lower the amount of taxes you owe at the end of the year. However, you are taxed on the growth of you 401k when you retire and begin drawing money. Meaning it is counted as income!! In a ROTH 401k your contribution is done post-tax, so it does not lower your tax bill in the year you contribute. However, you are not taxed on the growth of your investment. This means when you begin to withdraw money in retirement the government will not tax this money as income. Both of these plans have a clause that you cannot withdraw prior to 59 1/2 without a penalty. Which is normally 10% early-withdrawal fee of what you withdraw. A Roth does allow for you to take out only what you have contributed prior to this age, but it is not encouraged!!! Most employers will offer a “MATCH” meaning they will give you a certain amount of money per percentage you contribute! This is FREE MONEY and highly encouraged to at least contribute enough to get the FULL MATCH. This can vary by employer. If you are doing ROTH and your employer still matches, the money they contribute will go into a traditional 401k and will be subject to taxes at retirement. The last word is VESTING: This one is super important to understand because it will let you know when your employers contributions are yours!!! Some employers offer immediate vesting meaning from day 1 all their contributions belong to you and you can take them with you if you leave the job. Most are prorated ranging from 1 to 5 years until being fully vested and being able to own and take THEIR contributions with you. Do you know all your options at work? #letstalkaboutdebt #99problemsdebtaintw1n
What’s a 401k? 
This is one of the most common form of retirement plans that are offered by employers. It became popular as employers became less likely to offer pensions. 
There are typically two types: Traditional vs Roth. In a TRADITIONAL 401k your contribution is done pre-tax so it helps lower the amount of taxes you owe at the end of the year. However, you are taxed on the growth of you 401k when you retire and begin drawing money. Meaning it is counted as income!!
In a ROTH 401k your contribution is done post-tax, so it does not lower your tax bill in the year you contribute. However, you are not taxed on the growth of your investment. This means when you begin to withdraw money in retirement the government will not tax this money as income. 
Both of these plans have a clause that you cannot withdraw prior to 59 1/2 without a penalty. Which is normally 10% early-withdrawal fee of what you withdraw. A Roth does allow for you to take out only what you have contributed prior to this age, but it is not encouraged!!! Most employers will offer a “MATCH” meaning they will give you a certain amount of money per percentage you contribute! This is FREE MONEY and highly encouraged to at least contribute enough to get the FULL MATCH. This can vary by employer. If you are doing ROTH and your employer still matches, the money they contribute will go into a traditional 401k and will be subject to taxes at retirement. 
The last word is VESTING: This one is super important to understand because it will let you know when your employers contributions are yours!!! Some employers offer immediate vesting meaning from day 1 all their contributions belong to you and you can take them with you if you leave the job. Most are prorated ranging from 1 to 5 years until being fully vested and being able to own and take THEIR contributions with you. 
Do you know all your options at work? 
#letstalkaboutdebt #99problemsdebtaintw1n
What’s a 401k? This is one of the most common form of retirement plans that are offered by employers. It became popular as employers became less likely to offer pensions. There are typically two types: Traditional vs Roth. In a TRADITIONAL 401k your contribution is done pre-tax so it helps lower the amount of taxes you owe at the end of the year. However, you are taxed on the growth of you 401k when you retire and begin drawing money. Meaning it is counted as income!! In a ROTH 401k your contribution is done post-tax, so it does not lower your tax bill in the year you contribute. However, you are not taxed on the growth of your investment. This means when you begin to withdraw money in retirement the government will not tax this money as income. Both of these plans have a clause that you cannot withdraw prior to 59 1/2 without a penalty. Which is normally 10% early-withdrawal fee of what you withdraw. A Roth does allow for you to take out only what you have contributed prior to this age, but it is not encouraged!!! Most employers will offer a “MATCH” meaning they will give you a certain amount of money per percentage you contribute! This is FREE MONEY and highly encouraged to at least contribute enough to get the FULL MATCH. This can vary by employer. If you are doing ROTH and your employer still matches, the money they contribute will go into a traditional 401k and will be subject to taxes at retirement. The last word is VESTING: This one is super important to understand because it will let you know when your employers contributions are yours!!! Some employers offer immediate vesting meaning from day 1 all their contributions belong to you and you can take them with you if you leave the job. Most are prorated ranging from 1 to 5 years until being fully vested and being able to own and take THEIR contributions with you. Do you know all your options at work? #letstalkaboutdebt #99problemsdebtaintw1n
We did a thing!
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Nick and I realized that the Christmas gifts we had planned on getting one another were both on sale....so we did Christmas in October!
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Nick and I budget separately, so IDK where he got the money for mine. 🤷🏼‍♀️ But I used money from my spending money, extra money from tpt and $50 on credit that will be paid off in 4 days. I got a galaxy smart watch 😍 and Nick got a shot gun for skeet shooting. 🤷🏼‍♀️ *edit - I originally said rifle but Nick quickly corrected me 🙄😅
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Together we saved about $100 total. The money we saved definitely made it worth it, in my opinion. We plan on getting each other a small $20 gift to open on Christmas and that's it. 😊 #debtfreeteacher #debtfreecommunity #debtfreejourney
We did a thing! . . Nick and I realized that the Christmas gifts we had planned on getting one another were both on sale....so we did Christmas in October! . . Nick and I budget separately, so IDK where he got the money for mine. 🤷🏼‍♀️ But I used money from my spending money, extra money from tpt and $50 on credit that will be paid off in 4 days. I got a galaxy smart watch 😍 and Nick got a shot gun for skeet shooting. 🤷🏼‍♀️ *edit - I originally said rifle but Nick quickly corrected me 🙄😅 . . Together we saved about $100 total. The money we saved definitely made it worth it, in my opinion. We plan on getting each other a small $20 gift to open on Christmas and that's it. 😊 #debtfreeteacher #debtfreecommunity #debtfreejourney
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@malaver8362 “Soy una mujer sencilla y proactiva, me esmero por ser mejor en todos los aspectos de mi vida, me gusta aprender cosas nuevas, sueño con viajar y conocer muchos lugares, disfruto compartir con mi hijo y ver felices a los seres que amo” #MeetTheTeam

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@malaver8362 “Soy una mujer sencilla y proactiva, me esmero por ser mejor en todos los aspectos de mi vida, me gusta aprender cosas nuevas, sueño con viajar y conocer muchos lugares, disfruto compartir con mi hijo y ver felices a los seres que amo” #MeetTheTeam #TheDavcaWay #FinancialReports #Business #onlineaccountability #freeconsultation #Accounting #accountant #finance #businessowner #smallbusiness #TaxRefund #AccountingServices #entrepeneur #CashFlow #Budget #Bills #Payments #payrollservices
You know, I thought I was pretty tech savvy, but social media is proving me wrong.  I'm trying to figure out how to do the highlights thing....makes me feel old!

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You know, I thought I was pretty tech savvy, but social media is proving me wrong. I'm trying to figure out how to do the highlights thing....makes me feel old! https://www.facebook.com/Patty-Plans-Studio-423454731562175/ #happyplanner #plannergirl #plannergirls #stickers #planneraddict #plannernerd #plannerswithmanners #planahappylife #thehappyplanner #printable #mambi #etsy #silhouette #minihappyplanner #plannercommunity #recollectionsplanner #erincondren #budget #budgetplanning #momlife #girlboss #dippowder #dipnails #dipmani #manicure #dippowder #sparkleandco #sns
Simplify your finances🥚⁠
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Simplify your finances🥚⁠ Book your free consultation now!⁠ ⬇⁠ ⬇⁠ ⬇⁠ https://www.opmfinance.com.au/contact-us ⁠ .⁠ .⁠ .⁠ .⁠ .⁠ .⁠ .⁠ .⁠ ⁠#wealth #finance #strategy #financialgoals #lifestyle #money #budget #rates #shares #stockmarket #success #motivation #business #inspiration #goals #marketing #successful #work #financialplanner #cash #savings #goals #future #refinance #blog⁠ #financialplanning #homeloans #propertyinvestment
Cheap witch! 🎃🎃🎃🎃
#halloween #decorations #budget #arts and #crafts
Cheap witch! 🎃🎃🎃🎃 #halloween #decorations #budget #arts and #crafts
There needs to be a consistent check-in with your budget: “What did I/we do right? Where did we overspend? How are we going to address the overspending? Is this overspending a bad habit, or is the funded amount for this budget category unrealistic? Have we taken any steps towards our goals?” These questions should be addressed during budget meetings.⁣
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For awhile, your budget meeting might have happen every paycheck, but I STRONGLY urge you to get off the paycheck to paycheck cycle as soon as you can.  There is a huge sense of freedom and relief when you have one month’s income as a buffer. ⁣
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Our Budget Meeting Rules:⁣
1. Be consistent.  We regularly budget at the end of the month, so we can tell that money what to do the following month.  For example, at the end of October, we will budget every single dollar we made, and assign it to a budget category for the month of November.⁣
2. Be present.  Ain’t nobody got time for distractions, especially when you are making big decisions for your family.  Plan on at least 30 min. to an hour to reconcile everything, and budget for the next month.  I would also recommend not conducting a budget meeting when you are hangry and tired. That’s no fun at all!⁣
3. Be respectful.  Yes, you can disagree, respectfully.  If this happens, I recommend taking some time away, and reconvening in a few hours or the following day. ⁣
4. Be purposeful.  Every budget decision we make is in alignment with our family values.  It’s important to feel like you are still able to do things that are important to your family, even when you are paying off debt.  For example, if traveling is important to you, schedule some roadtrips, or camping trips; these trips don’t need to be obsolete because you are paying off debt.⁣
5.  Have fun! It can be difficult at the beginning when everything is new.  I recommend regularly budgeting fun money for yourself, or date nights, or family dates, or all 3!  Some other ideas to make budget meeting fun: have fun snacks, play some good music, conduct budget meeting in a pretty location, or have your favorite beverage! Whatever it takes for you to be an optimistic you, do it! #debtfreecollective
There needs to be a consistent check-in with your budget: “What did I/we do right? Where did we overspend? How are we going to address the overspending? Is this overspending a bad habit, or is the funded amount for this budget category unrealistic? Have we taken any steps towards our goals?” These questions should be addressed during budget meetings.⁣ ⁣ For awhile, your budget meeting might have happen every paycheck, but I STRONGLY urge you to get off the paycheck to paycheck cycle as soon as you can. There is a huge sense of freedom and relief when you have one month’s income as a buffer. ⁣ ⁣ Our Budget Meeting Rules:⁣ 1. Be consistent. We regularly budget at the end of the month, so we can tell that money what to do the following month. For example, at the end of October, we will budget every single dollar we made, and assign it to a budget category for the month of November.⁣ 2. Be present. Ain’t nobody got time for distractions, especially when you are making big decisions for your family. Plan on at least 30 min. to an hour to reconcile everything, and budget for the next month. I would also recommend not conducting a budget meeting when you are hangry and tired. That’s no fun at all!⁣ 3. Be respectful. Yes, you can disagree, respectfully. If this happens, I recommend taking some time away, and reconvening in a few hours or the following day. ⁣ 4. Be purposeful. Every budget decision we make is in alignment with our family values. It’s important to feel like you are still able to do things that are important to your family, even when you are paying off debt. For example, if traveling is important to you, schedule some roadtrips, or camping trips; these trips don’t need to be obsolete because you are paying off debt.⁣ 5. Have fun! It can be difficult at the beginning when everything is new. I recommend regularly budgeting fun money for yourself, or date nights, or family dates, or all 3! Some other ideas to make budget meeting fun: have fun snacks, play some good music, conduct budget meeting in a pretty location, or have your favorite beverage! Whatever it takes for you to be an optimistic you, do it! #debtfreecollective
Passed that half millionaire milestone today! My recent investments when the market took a dip really paid off quickly.
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My 2019 forecast had me at $480k by the end of the year. Awesome to know that I have surpassed it by quite a bit already and projecting to end at $525k. That's a yearly gain of $200k!
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Disclosure: this net worth only includes cash, 401ks, and investment accounts. I do not include my duplex or any other semi large asset.
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#networth #networthrace #invest #no401k #401k #personalcapital #div #dividends #stockmarketgains #marketgains #2019plan #forecast #budget #halfmillionaire #millionaire #buyinthered #firelife #fire #duplex #househacking #investor #daytrader #swingtrader @ro.the.investor
Passed that half millionaire milestone today! My recent investments when the market took a dip really paid off quickly. --- My 2019 forecast had me at $480k by the end of the year. Awesome to know that I have surpassed it by quite a bit already and projecting to end at $525k. That's a yearly gain of $200k! --- Disclosure: this net worth only includes cash, 401ks, and investment accounts. I do not include my duplex or any other semi large asset. . . . . . #networth #networthrace #invest #no401k #401k #personalcapital #div #dividends #stockmarketgains #marketgains #2019plan #forecast #budget #halfmillionaire #millionaire #buyinthered #firelife #fire #duplex #househacking #investor #daytrader #swingtrader @ro.the.investor
“Building Financial Stability One Day At A Time” by A Broke Girl's Budget https://link.medium.com/kh8NXmTXY0 #blog #financialfreedom #finance #money #moneymanagement #women #budget #debt
“Building Financial Stability One Day At A Time” by A Broke Girl's Budget https://link.medium.com/kh8NXmTXY0 #blog #financialfreedom #finance #money #moneymanagement #women #budget #debt
I have been on a TIGHT budget this month since I have my son staying with me the past couple months.  Instead of getting fresh fruit and veggies I opted to stock frozen in my freezer instead.  I throw them in practically everything to bulk up meals, add the nutrients and save money.  I also use them in my green smoothies. .
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#savingmoney #budget #onadeficit #onaminimum #eatinghealthy #groceries #pinchingpennies #stillhealthy #planningahead #veggies #mealplanning #thinnerleanerstronger #bodychanges #winning #lifestylechange #portionsize #smallersize #smoothie #gettingbikiniready #seeingresults #hardworkpaysoff #eatingsmarter #fatloss #fooddiary #gainz #dedication  #longterm #therightway #greensmoothie #food #greensmoothie
I have been on a TIGHT budget this month since I have my son staying with me the past couple months. Instead of getting fresh fruit and veggies I opted to stock frozen in my freezer instead. I throw them in practically everything to bulk up meals, add the nutrients and save money. I also use them in my green smoothies. . . . . . #savingmoney #budget #onadeficit #onaminimum #eatinghealthy #groceries #pinchingpennies #stillhealthy #planningahead #veggies #mealplanning #thinnerleanerstronger #bodychanges #winning #lifestylechange #portionsize #smallersize #smoothie #gettingbikiniready #seeingresults #hardworkpaysoff #eatingsmarter #fatloss #fooddiary #gainz #dedication #longterm #therightway #greensmoothie #food #greensmoothie
I have been on a TIGHT budget this month since I have my son staying with me the past couple months.  Instead of getting fresh fruit and veggies I opted to stock frozen in my freezer instead.  I throw them in practically everything to bulk up meals, add the nutrients and save money.  I also use them in my green smoothies.
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#savingmoney #budget #onadeficit #onaminimum #eatinghealthy #groceries #pinchingpennies #stillhealthy #planningahead #veggies #mealplanning #downsized #minimalmovement #declutter #clutterfree #deptfreecommunity #frugal #deptfree #minihouse #livingsimply #smallspacesquad #financialindependence #budgetlife #gettingdebtfree #paychecktopaycheck #monthlybudget #downsize #downsizeliving #food #greensmoothie
I have been on a TIGHT budget this month since I have my son staying with me the past couple months. Instead of getting fresh fruit and veggies I opted to stock frozen in my freezer instead. I throw them in practically everything to bulk up meals, add the nutrients and save money. I also use them in my green smoothies. . . . . . #savingmoney #budget #onadeficit #onaminimum #eatinghealthy #groceries #pinchingpennies #stillhealthy #planningahead #veggies #mealplanning #downsized #minimalmovement #declutter #clutterfree #deptfreecommunity #frugal #deptfree #minihouse #livingsimply #smallspacesquad #financialindependence #budgetlife #gettingdebtfree #paychecktopaycheck #monthlybudget #downsize #downsizeliving #food #greensmoothie
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OPPO A1K with 4000mAh Battery — RM399 ONLY! 🛒Shop Online : https://bit.ly/2Xmimgu Key specifications : • 2 GB RAM | 32 GB ROM • ColorOS 6 | Android 9 (Pie) • 4000 mAh battery | Triple slot (2+1) • 6.1" HD+ Waterdrop Screen Display • Mediatek Helio P22 (12nm) | Octa-core • Rear Camera 8MP | Front Camera 5MP ORIGINAL SET, 1 year warranty by OPPO Malaysia! #1G #SATUGADGET #OppoA1k #GreatDeals #Budget Satu Gadget — Best Deal in Town! Our Product 💯% Original Set & Our Freebies Guarantee Satisfy You! Visit our showroom or contact us: [WE OPEN 365 DAYS A YEAR | 10:30 AM-10:00 PM] 📌Megamal Perai, Butterworth (Same row with Ceria99) Hotline: wasap.my/601114956666 / 04-3901606 Direction: https://goo.gl/maps/ZfLMZ38FsjC2
Do you know what you spend most on each month? If you're not spending on the things that will help you achieve your goals, then you may just be wasting your money.
#budget #finance #money #planning #moneyplan #financialplanning #moneygoals #financialfreedom #financialgoals #futureplanning #budgeting #moneymatters #financialmanagement #pinoysmartliving
Do you know what you spend most on each month? If you're not spending on the things that will help you achieve your goals, then you may just be wasting your money. #budget #finance #money #planning #moneyplan #financialplanning #moneygoals #financialfreedom #financialgoals #futureplanning #budgeting #moneymatters #financialmanagement #pinoysmartliving
Thinking about savings can be super stressful. Trying to figure out how much you should be saving is something I have found many people find overwhelming. And as as seen above, Americans in general don’t save as much. .
When I go about trying to determine the right amount of savings for myself, I think about it in two different buckets .
1. Short term savings: This is having enough saved to have some funds on hand in case of emergencies. You never know when your car is going to break or you need a new computer, so  I like to make sure I have something saved away for these cases. .
2. Long Term: This bucket is all about the future. This is things like putting money into my 401k and retirement accounts as well as longer term savings. I prioritize this since I want to make sure I have enough ufunds when I retire in what feels like 500 year.
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3. Special Events/Wants: Finally, some fun stuff! This is where you get to put money away for that dream vacation or a new car. While these aren’t needs, having a balance of fun things in the future helps me feel motivated to keep up with a budget! .
What is the one fun thing that you would like to include in your budget? 💵
Let me know below in the comments! 👇🏻
Thinking about savings can be super stressful. Trying to figure out how much you should be saving is something I have found many people find overwhelming. And as as seen above, Americans in general don’t save as much. . When I go about trying to determine the right amount of savings for myself, I think about it in two different buckets . 1. Short term savings: This is having enough saved to have some funds on hand in case of emergencies. You never know when your car is going to break or you need a new computer, so I like to make sure I have something saved away for these cases. . 2. Long Term: This bucket is all about the future. This is things like putting money into my 401k and retirement accounts as well as longer term savings. I prioritize this since I want to make sure I have enough ufunds when I retire in what feels like 500 year. . 3. Special Events/Wants: Finally, some fun stuff! This is where you get to put money away for that dream vacation or a new car. While these aren’t needs, having a balance of fun things in the future helps me feel motivated to keep up with a budget! . What is the one fun thing that you would like to include in your budget? 💵 Let me know below in the comments! 👇🏻
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FREE CONSULTATION. Get help today Debt relief when you can't repay, See stevewelker.ca DM me, call or email. Website link in bio [ #financialfreedom#debtfree#debtrelief#consumerproposal#bankruptcy#money#finances#budget#debt#loan#proposal#help#freshstart#raqo1126#toronto#scarborough#hamilton#markham#ajax#oshawa#northyork#pickeringontario#loans ]
Just TWO lines away!!!! All I can think about is coloring in the rest. I'm soooooo determined! #debtfreecommunity #debtfreecharts
Just TWO lines away!!!! All I can think about is coloring in the rest. I'm soooooo determined! #debtfreecommunity #debtfreecharts
| Material possessions can have a powerful influence in our lives. It is important to always be aware and on guard so that our hearts are drawn to the Lord and not our material possessions.
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What are some ways you can be "on guard" so that material possessions don't distract you from your relationship with the Lord?
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#MondayMotivation #TuesdayTransformation #Bible #GodsWord #debtfree #giveback #freetoserve #budget #financialplanning #counsel #biblical #finance #culture #generosity #stewardship #financialfreedom #money #verseoftheday #floridastorm #florida #floridaweather #floridasky #thunderstorm #lightning #stormclouds #stormysky #photooftheday #beachphotographer #floridalife #florida_greatshots
| Material possessions can have a powerful influence in our lives. It is important to always be aware and on guard so that our hearts are drawn to the Lord and not our material possessions. . What are some ways you can be "on guard" so that material possessions don't distract you from your relationship with the Lord? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . #MondayMotivation #TuesdayTransformation #Bible #GodsWord #debtfree #giveback #freetoserve #budget #financialplanning #counsel #biblical #finance #culture #generosity #stewardship #financialfreedom #money #verseoftheday #floridastorm #florida #floridaweather #floridasky #thunderstorm #lightning #stormclouds #stormysky #photooftheday #beachphotographer #floridalife #florida_greatshots
Financial Update! My “digit” account is going strong. My giveaway is over but you can still get a boost from digit.  Want to be part of saving to spend? ⬆️⬆️Check my profile for the link to start y'all! ⬆️⬆️ #inspiredbudget #budget #budgeting #budgetlife #budgettip #savemoney #moneysaver #savingmoney #money #cashisking #debtfree #debtfreecommunity #debtfreedom #debtfreelife #debtfreeliving #debtfreejourney #moneyhabits #personalfinance #personalfinanceforwomen #financialfreedom #financialpeace #daveramsey
Financial Update! My “digit” account is going strong. My giveaway is over but you can still get a boost from digit. Want to be part of saving to spend? ⬆️⬆️Check my profile for the link to start y'all! ⬆️⬆️ #inspiredbudget #budget #budgeting #budgetlife #budgettip #savemoney #moneysaver #savingmoney #money #cashisking #debtfree #debtfreecommunity #debtfreedom #debtfreelife #debtfreeliving #debtfreejourney #moneyhabits #personalfinance #personalfinanceforwomen #financialfreedom #financialpeace #daveramsey
If you are not willing to be vulnerable there will be no innovation, no creativity, no courage.
Step away from your comfortable zone (maybe starting with a short step?). Take the risk and and don’t be afraid of trying. Answer the call of courage. 🙌🏼
If you are not willing to be vulnerable there will be no innovation, no creativity, no courage. Step away from your comfortable zone (maybe starting with a short step?). Take the risk and and don’t be afraid of trying. Answer the call of courage. 🙌🏼
Molokai Community Budget Meeting at Mitchell Pauole Center. 📸: @chris_sugidono 
#mauicounty #budget #molokai #community
Molokai Community Budget Meeting at Mitchell Pauole Center. 📸: @chris_sugidono #mauicounty #budget #molokai #community
Mood  #selfimposedamazonban
So true!

When my husband and I first started talking about getting serious about our debt, every conversation ended with us have a different top priority and sometimes several. We were just confusing ourselves each time.

That's one of the things that I loved about recently reading Total Money Makeover. The Baby Steps are clearly laid out and we can trust a trusted plan. 
Can't wait to get started!
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#savings #budgeting #debtsnowball #daveramsey #personalfinance #savingmoney #debt #frugal #finance #debtfreejourney #financialfreedom #savemoney #debtfreeliving #debtfreecommunity #frugalliving #debtfree #budget #debtbegone
So true! When my husband and I first started talking about getting serious about our debt, every conversation ended with us have a different top priority and sometimes several. We were just confusing ourselves each time. That's one of the things that I loved about recently reading Total Money Makeover. The Baby Steps are clearly laid out and we can trust a trusted plan. Can't wait to get started! . . . . . . #savings #budgeting #debtsnowball #daveramsey #personalfinance #savingmoney #debt #frugal #finance #debtfreejourney #financialfreedom #savemoney #debtfreeliving #debtfreecommunity #frugalliving #debtfree #budget #debtbegone
^^^ technically what we have remaining of our budget for the month. That's 9 days left. Tomorrow I will get some groceries and I'm sure we will both need gas. Cross your fingers for us!
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#budget #budgeting #budgetplanner #debt #debtfree #debtfreecommunity #community #daveramsey #daveramseycommunity #money #cash #cashmanagement
^^^ technically what we have remaining of our budget for the month. That's 9 days left. Tomorrow I will get some groceries and I'm sure we will both need gas. Cross your fingers for us! . . . . . #budget #budgeting #budgetplanner #debt #debtfree #debtfreecommunity #community #daveramsey #daveramseycommunity #money #cash #cashmanagement
Technical neck brace and tactical chin guard are crucial in jump jetting from colony to colony.
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Also, I used coffee to shade this. #budget
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#inktober #costumedesign #mech #tech #october #drawing #ink #comic #scifi #originaldesign #instaart #art #artwork #drawlloween #hideokojima #fall #Halloween #design #coffee #artistsoninstagram #ptsldn #sketch #inking #illustration #artist #inktober2019 #fantasy #watercolor #texture
Technical neck brace and tactical chin guard are crucial in jump jetting from colony to colony. . Also, I used coffee to shade this. #budget . . . . . #inktober #costumedesign #mech #tech #october #drawing #ink #comic #scifi #originaldesign #instaart #art #artwork #drawlloween #hideokojima #fall #Halloween #design #coffee #artistsoninstagram #ptsldn #sketch #inking #illustration #artist #inktober2019 #fantasy #watercolor #texture
I went to see this property as potential #rei #reicommunity ! Sharing details on stories, check it out!! Have you been to any open houses lately?
I went to see this property as potential #rei #reicommunity ! Sharing details on stories, check it out!! Have you been to any open houses lately?
I'm my own filmer here I actually can film skateboarding street only #filmer #halfpipe new #masonite if in la I'll take you to this spot if you can skate a halfpipe#budget#montage#freeinvite#footage#futy
I'm my own filmer here I actually can film skateboarding street only #filmer #halfpipe new #masonite if in la I'll take you to this spot if you can skate a halfpipe#budget#montage#freeinvite#footage#futy
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